At some point in our lives, things become real. In fact, sometimes things become ‘really’ real. Years ago Mark Bertrang had a client who worked in the silk screening industry. This specialization creates the display printing on the front of your kitchen appliances and the imprinted dials and woodgrain dashboard finishes of your automobile. Mark had always been impressed with some of the beautiful finishes he would see on the dashboard detailing of premium automobiles. He was disappointed to learn that the ‘wood’ finishing was barely wood at all, which he admired so much. Instead, it was a simply a sheet of paper (so, it was actually wood) incased inside epoxy or plastic. So, was it real or was it not real? The discussion of life insurance can be the same, as Mark shares the story of how this young design engineer’s life ended abruptly. How might term insurance play out as compared to permanent whole life insurance? Was one real and the another not real?