🎙️ Welcome back to another eye-opening episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if your real “plan B” for freedom wasn’t more clinic shifts—but a second residency, offshore assets, and cash-flowing property abroad?

In this episode, Alex sits down with Mikkel Thorup—founder of Expat Money and a veteran global investor who’s lived in 9 countries, visited 120+, and helps high-income professionals legally reduce taxes, secure second residencies/citizenships, and invest in tangible assets worldwide. We dig into how physicians can build resilience and optionality with international real estate (Panama, Paraguay, Brazil, Colombia), Timberland/ag land, and smart structures that protect downside and unlock mobility.

From pre-construction deals with milestone payments and double-digit returns, to Panama’s Qualified Investor Visa and Cook Islands–level asset protection, this is your starter playbook for going global—responsibly.

🔥 What you’ll learn:

• The 4+1 framework for going offshore: immigration, investment, structuring, taxes + lifestyle fit
• How second residency/citizenship (e.g., Panama, St. Kitts & Nevis) creates true freedom of movement
• Where Mikkel sees compelling opportunities now (Paraguay path of progress, Panama, NE Brazil beachfront, Medellín, Timberland)
• Pre-construction strategy: small deposits, milestone payments, potential equity pop during build
• Realistic returns: ~6–9% LTR, ~9–12% STR cash-on-cash + ~5–10% appreciation (market dependent)
• Asset protection 101: why structures (trusts/foundations/IBCs) matter for highly suable professions
• Financing reality abroad: why many investors go low-leverage/no-leverage and how that protects downside
• A practical 12-month starter plan: second residency, second home, offshore access to capital (e.g., allocated metals with LTV loans)

🔥 Key Takeaways:

• Plan B ≠ theory. It’s passports, properties, and liquidity you can actually use.
• Tangible, productive assets (cash flow + utility) beat speculation you can’t control.
• Jurisdiction selection is strategy. Laws, taxes, and title matter more than glossy photos.
• Lifestyle fit is a filter. Buy where you’ll happily visit, maintain, and understand.
• Work with cross-border specialists (not generalists). The wrong advice is expensive.

⚠️ Friendly reminder: none of this is legal, tax, or investment advice. Always consult qualified cross-border counsel and CPAs.

🔗 Connect with Mikkel Thorup:

• Website/Newsletters
• Podcast
• YouTube
• Newsletter
• LinkedIn
• X

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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