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Are you missing the warning signs in your financial life? In this episode, Ryan and Ramsey-Preferred Financial Coach Bob Genty discuss the biggest money challenges families are facing today—from overspending and debt stress to a lack of clear financial direction. They break down the habits and decisions that quietly sabotage progress and share practical ways to get back on track.

Here’s what we discuss in this episode:

🚩 Red Flags: common warning signs of a bad advisor relationship

💬 Communication Gaps: what it means when you feel “in the dark”

🤝 Advisor Fit: the importance of trust and transparency

📊 Financial Coaching: how accountability builds long-term success

🧭 Proactive Planning: why good advisors educate instead of sell

Learn more about Financial Coach Bob Ginty: www.setfreefinancialcoaching.net

Visit us online: https://blackoakam.com/

Phone: (470) 508-0508

Get in touch with the Black Oak team: https://blackoakam.com/contact-us/

Schedule a call with Ryan: https://speakwithryan.com/

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Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI