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Most people think financial planning is about calculators, spreadsheets, and strategies. But that’s only half the story. The truth is your feelings about money can have just as much impact on your retirement as the numbers do. Today, Ryan explores the human side of money and how your feelings about home, debt, giving, and family can quietly shape your entire financial plan. At the end of the day, numbers give us the framework, but your feelings help define the plan that truly fits you.

Here’s what we discuss in this episode:

🏠 Where You Live: how emotional ties influence retirement location decisions

📊 Investment Preferences: balancing detail-oriented and big-picture mindsets

💳 Debt Decisions: finding peace between logic and emotion

📉 Market Emotions: staying grounded when volatility strikes

🎁 Giving & Legacy: weaving generosity and purpose into your financial plan

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Phone: (470) 508-0508

Get in touch with the Black Oak team: https://blackoakam.com/contact-us/

Schedule a call with Ryan: https://speakwithryan.com/

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