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In this eye-opening episode, Brian Katz, personal injury attorney and President of the Louisiana Association for Justice (LAJ), joins David to unpack the truth about rising auto insurance premiums, so-called “tort reform,” and what’s really happening at the Capitol in Baton Rouge. With decades of experience in high-stakes litigation and legislative advocacy, Katz explains how insurance companies and lobbyists have shaped laws that disadvantage everyday Louisianans, while profits climb and premiums don’t budge.

Listeners will learn how the legal system protects citizens, why caps on damages often do more harm than good, and what the data actually says about rates and reforms. We want to cut through the spin and lay out the facts, from medical malpractice to auto accidents and loss ratios. You’ll learn what you can do to stay informed and make your voice heard.

Here’s what we discuss in this episode:

⚖️ What tort reform really means and who it benefits

🚗 Why Louisiana auto insurance rates remain among the nation’s highest

📊 Understanding the “loss ratio” and insurer profit margins

🧾 The history of tort reform in Louisiana

🧠 How you can get informed and involved in current legislation

About our guest: https://www.lafj.org/?pg=Katz_Brian

Visit us online: https://www.scottvicknair.com/

Watch the Podcast on YouTube: https://bit.ly/3TgD9jP