In this episode of Optimal Insights, Jim Glennon is joined by Alex Hebner, Kevin Foley, and Vimi Vasudeva to discuss the latest developments shaping the mortgage industry. The team explores the implications of sparse economic data, including CPI and labor trends, and previews the upcoming Fed meeting. They also dive into the FHFA’s potential pricing reforms, including LLPA and G-fee adjustments, and recap key takeaways from the MBA Annual Conference. Vimi also shares insights from her panel on the newly passed trigger lead legislation, explaining how it could improve borrower retention and MSR value.

Key Topics Covered:

• Sparse Economic Data: CPI came in at 3.0%, slightly below expectations. Government shutdown may delay future data releases.
• Geopolitical Developments: Trade negotiations with China and Southeast Asian countries; implications for global markets.
• Federal Reserve Outlook: Anticipated 25 bps rate cut; discussion on FOMC sentiment and statement analysis.
• MBA Annual Conference Recap: Grounded optimism, tech adoption, AI skepticism, and new Optimal Blue features.
• Trigger Lead Legislation: New bipartisan law banning unsolicited data sales post mortgage inquiry; expected to improve retention and MSR value.

• Jim Glennon, Vice President of Hedging and Trading Client Services
• Alex Hebner, Hedge Account Manager
• Kevin Foley, Director of Product Management
• Vimi Vasudeva, Managing Director of CompassPoint

• Executive Producer: Sara Holtz
• Producers: Matt Gilhooly

Mentioned in this episode:

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Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona

In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today! News release: https://www2.optimalblue.com/optimal-blue-to-host-its-2026-summit-february-23-25-in-scottsdale Registration: Summit.OptimalBlue.com

Summit - OI