With rising home prices and limited eligibility pathways, single professionals in Singapore are facing tougher property decisions than ever. In this episode of Nuggets on the Go, Melvin Lim, Joan, and Yong Zhun from PropertyLimBrothers discuss the case of Darren, a 32-year-old earning $10,000 a month, who’s considering whether to commit to a $1.5M condo—or wait until 35 to qualify for a resale HDB.

They dissect the feasibility of buying a 1-bedroom condo and comparing potential returns from OCR and RCR properties. They also weigh in on alternative strategies like REITs and what it means to tie up capital for the long term.

For singles who are financially ready but unsure about timing. If you’ve ever asked yourself, “Should I buy now or wait?“, this episode’s for you.

00:00 Introduction
01:10 Is '4' a good number for real estate
04:08 Episode 1 & 2 recap
04:28 Single Buyer profile (32 years old)
06:41 New Launch advantages
07:59 Strategies
10:45 Co-investing in a commercial/industrial property
11:39 Which strategy to take
14:49 Will you pay ABSD as a single?
16:53 Wait till 35 y/o to buy a resale property
21:00 How much can Darren afford?
25:27 Options
31:40 Passive income option
34:30 Liquidity event
36:05 Residencial and Industrial property route
39:24 Better capital appreciation for industrial properties
40:07 Performance of industrial properties
42:20 $1,000,000 can buy an 1-bedder?
46:00 1-Bed / 2-Bed 1-Bath / 2-Bed 2-Bath Comparison
49:55 Next Stronger Asset
53:16 Key things to take note for your property loan
55:24 Part 2 topics
56:28 Outtakes