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123# Landed vs Two Condos? How to Optimise CPF and Apply 99-1 Ownership for Better Growth

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Manage episode 491160716 series 2936301
Content provided by Melvin Lim. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Melvin Lim or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

00:00 Intro
01:30 Profile preview / AI Picture
02:40 Background
04:36 Financial Snapshot
05:50 Pros & Cons using CPF
08:17 Knowing your maximum budget
11:15 99-1 property scheme
14:26 Impact of tariffs
16:50 Stretch tenure
20:41 Showing funds to stretch the long amount
23:44 "Stretch tenure" meaning
27:30 Paying more interest if you do not stretch tenure
30:44 How much you should earn per month to own two properties?
32:35 Depending more on Active Income
36:59 $12K per month ENOUGH?!
39:43 Taking risk to own two properties
41:30 $4.2M, what will you buy?
46:08 Financial breakdown before buying a landed property
50:45 Donald Trump impression
51:02 Closing words
51:30 Outtakes

  continue reading

153 episodes

Artwork
iconShare
 
Manage episode 491160716 series 2936301
Content provided by Melvin Lim. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Melvin Lim or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

00:00 Intro
01:30 Profile preview / AI Picture
02:40 Background
04:36 Financial Snapshot
05:50 Pros & Cons using CPF
08:17 Knowing your maximum budget
11:15 99-1 property scheme
14:26 Impact of tariffs
16:50 Stretch tenure
20:41 Showing funds to stretch the long amount
23:44 "Stretch tenure" meaning
27:30 Paying more interest if you do not stretch tenure
30:44 How much you should earn per month to own two properties?
32:35 Depending more on Active Income
36:59 $12K per month ENOUGH?!
39:43 Taking risk to own two properties
41:30 $4.2M, what will you buy?
46:08 Financial breakdown before buying a landed property
50:45 Donald Trump impression
51:02 Closing words
51:30 Outtakes

  continue reading

153 episodes

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