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Why You NEED Life Insurance in 2025 | Let's Get Real Ep. 16

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Manage episode 484186932 series 3410786
Content provided by Stoy Hall, CFP® and Stoy Hall. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Stoy Hall, CFP® and Stoy Hall or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

GET YOUR SHIT TOGETHER WITH LIFE INSURANCE

Ever feel like those insurance salesmen are just vultures picking at your wallet? I used to BE one of those guys - and yeah, it was sleazy as hell.

But here's the raw truth: you NEED life insurance, and you're bullshitting yourself with every excuse not to get it.

In this no-holds-barred episode, I'm calling out every weak excuse:

  • "I'm too young" - Bullshit. It's CHEAPER when you're young.
  • "I don't have anyone to leave it to" - You don't know what the future holds.
  • "I'm too broke/too rich" - Neither is true.

For my Black and Brown families especially - this isn't just protection, it's our shot at building GENERATIONAL WEALTH.

Why are we dropping $350 on Jordans but hoping a GoFundMe goes viral enough to bury our loved ones?

Term, whole life, universal - I break down the options without the sales pitch. The ultra-wealthy use these tools for tax strategies and income - not just death benefits.

Get off your ass and secure your family's future. Real wealth starts with real protection.

Watch the full episode: https://youtu.be/9GpdtAyTg0o

For more unfiltered financial truth, visit nobswealth.com

As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!
Twitter, FaceBook, Instagram, Tiktok, Linkedin
DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

  continue reading

Chapters

1. Why You NEED Life Insurance in 2025 | Let's Get Real Ep. 16 (00:00:00)

2. Why “I’m too young” is the dumbest excuse you can make (00:01:00)

3. How life insurance is the ONLY wealth transfer tool for many Black, brown, and middle-class families (00:02:00)

4. The real difference between term, whole, and universal life—and why term is your launch pad (00:03:00)

5. How the rich weaponize life insurance to dodge taxes and grow wealth (00:04:00)

6. Four no-BS, actionable steps to start TODAY (00:05:00)

185 episodes

Artwork
iconShare
 
Manage episode 484186932 series 3410786
Content provided by Stoy Hall, CFP® and Stoy Hall. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Stoy Hall, CFP® and Stoy Hall or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

GET YOUR SHIT TOGETHER WITH LIFE INSURANCE

Ever feel like those insurance salesmen are just vultures picking at your wallet? I used to BE one of those guys - and yeah, it was sleazy as hell.

But here's the raw truth: you NEED life insurance, and you're bullshitting yourself with every excuse not to get it.

In this no-holds-barred episode, I'm calling out every weak excuse:

  • "I'm too young" - Bullshit. It's CHEAPER when you're young.
  • "I don't have anyone to leave it to" - You don't know what the future holds.
  • "I'm too broke/too rich" - Neither is true.

For my Black and Brown families especially - this isn't just protection, it's our shot at building GENERATIONAL WEALTH.

Why are we dropping $350 on Jordans but hoping a GoFundMe goes viral enough to bury our loved ones?

Term, whole life, universal - I break down the options without the sales pitch. The ultra-wealthy use these tools for tax strategies and income - not just death benefits.

Get off your ass and secure your family's future. Real wealth starts with real protection.

Watch the full episode: https://youtu.be/9GpdtAyTg0o

For more unfiltered financial truth, visit nobswealth.com

As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!
Twitter, FaceBook, Instagram, Tiktok, Linkedin
DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

  continue reading

Chapters

1. Why You NEED Life Insurance in 2025 | Let's Get Real Ep. 16 (00:00:00)

2. Why “I’m too young” is the dumbest excuse you can make (00:01:00)

3. How life insurance is the ONLY wealth transfer tool for many Black, brown, and middle-class families (00:02:00)

4. The real difference between term, whole, and universal life—and why term is your launch pad (00:03:00)

5. How the rich weaponize life insurance to dodge taxes and grow wealth (00:04:00)

6. Four no-BS, actionable steps to start TODAY (00:05:00)

185 episodes

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