After 21 years in the big banks, Mark Davis exposes the gaps in traditional lending - and how savvy investors are using strategy, not just rates, to grow multi-property portfolios in today’s market.
In this exciting first episode of No B.S. Property Investing, host Julian Nicolitsis (Head of Strategy at Ripehouse Advisory) is joined by Mark Davis (Director and Principal at ALIC).
Together, they separate the B.S. from the fact...

Sharing how everyday Australians can actually scale a property portfolio, reduce non-deductible debt, and achieve financial freedom.
From rentvesting strategies to managing borrowing capacity, Mark shares powerful insights from his 30+ years in the finance and banking sector - including how he grew his own multi-million dollar property portfolio using smart, ethical lending practices and a team-based investment approach.
Whether you're a first-time investor, a property strategist, or looking to break through the 1-2 property plateau, this episode is packed with actionable insights you won’t hear from your average mortgage broker or banker.
Tune in to discover:
✅How to build wealth with property (even on a modest income)
✅Why ethical lending and reducing bad debt is the key to long-term success
✅The biggest mistakes investors make when scaling their portfolio
✅What banks don’t tell you about investment lending
✅How to build a team around your investments (brokers, buyer’s agents, accountants)
✅Why rentvesting is still a powerful wealth strategy in Australia
✅How to assess when to sell, hold, or leverage equity
Key Moments:
00:01:00 Leaving ANZ After 21 Years
00:05:00 The Investment Lending Gap
00:08:00 Ethical Lending
00:11:00 The Property Hoarding Problem
00:14:00 Rentvesting Strategy
00:17:00 Bank of Mom and Dad
00:20:00 Personal Investment Journey
00:27:00 What Separates Winners
Ready to discover why everything you've been told about property investment might be backwards?
Hit play now.
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👉Get In Touch With ALIC
https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up
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👉Access the “Top-Performing Suburbs” report to see the highest growth suburbs right now:
https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025
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✅About Mark From ALIC✅
Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC.
He co-founded the company in 2009 and, over the past 15 years, has forged it into one of Australia’s most respected brokerages.
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✅About Ripehouse Advisory✅
Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns.
With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations.
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✅Contact Ripehouse Advisory✅:
https://www.ripehouseadvisory.com.au/