Imagine buying a $500K home without selling a single satoshi—just by pledging your crypto holdings. In this episode, Tim Lucas and Craig Berry break down the emerging world of crypto‑backed mortgages and explain how digital assets are reshaping home financing. You’ll learn:

• How It Works: Lock your Bitcoin or Ethereum in escrow as 100% collateral—and receive cash to buy a home without credit checks or income verification
• Speed vs. Safety: Why closings can happen in a week, but what margin calls and volatile markets mean when your crypto value dips
• Risk Factors: The higher interest rates, lack of FDIC protections, and legal uncertainties if a specialized crypto lender fails
• Who Qualifies: The ideal borrowers—crypto‑rich, credit‑light investors, freelancers, and global buyers—and hybrid options combining cash down with crypto collateral
• Smart Strategies: Using stablecoins, over‑collateralization buffers, and diversification to protect against sudden market swings
• Future Outlook: How this niche product hints at broader integration between blockchain assets and traditional mortgages—and what to watch as regulations evolve

For the full article, visit:
https://www.mortgageresearch.com/articles/how-crypto-backed-mortgages-work-for-homebuyers/