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In this week's episode, we're diving into all the critical things you didn’t learn in school — from budgeting basics to building credit, paying taxes, and investing wisely. I’m joined by Rob Finlay, Wall Street Journal bestselling author of Hey Dad, who shares some incredibly helpful insights for anyone navigating adult finances. Whether you’re just starting out or trying to get your budget back on track, this conversation will help you develop a financial foundation that actually works in real life. Plus, I share a little behind-the-scenes on why investing in yourself is always worth it.

💡 Money Talking Points:

1. How can tracking your expenses help you get started?
2. What’s something you wish you had been taught in school?
3. How can you avoid the early dangers of finance?

⏱️ Episode Breakdown + Timestamps:

• [03:30] What school didn’t teach us: adulting with money
• [04:30] Why budgeting is a path to financial freedom, not restriction
• [07:00] Compounding returns & balancing investing vs. debt payoff
• [09:00] Good interest vs. bad interest: How to make smarter choices
• [11:00] Rob’s take on investing vs. paying off debt
• [12:30] Smart credit card use + the truth about carrying a balance
• [15:00] Avoiding common financial traps and the role of financial literacy
• [16:30] Why understanding basic taxes is crucial
• [18:00] When and how to seek professional help with finances
• [19:00] Vetting your financial advice sources in the age of influencers
• [23:00] What financial freedom means to Rob and how to achieve it
• [24:30] First steps to getting out of debt and taking control
• [26:00] How tracking expenses helps you make better spending decisions
• [28:00] Final thoughts on financial literacy, opportunity, and getting started

🔗 Resources & Mentions:

• Rob Finlay’s Website & Book: robfinlay.com
• Text Skyler your money wins or questions! Link at the top of the show notes

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"Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/