Episode Summary:
In this insightful episode of Medicaid Mastery, long-term care Medicaid expert Antony Turbeville breaks down essential strategies to protect your assets before and after applying for Medicaid. He explains what Medicaid considers countable and exempt assets, how to safeguard your home, savings, and retirement accounts, and the differences between preplanning and crisis planning. Listeners also learn about common mistakes families make, spousal protections, and why it’s never too late to save what you can.

Key Timestamps:
00:01 – Understanding the biggest Medicaid asset concerns
00:47 – Why your home is generally safe in Florida
02:00 – Why Medicaid planning isn’t “cheating the system”
03:49 – Which assets count toward Medicaid eligibility
05:17 – Exemptions for homes, vehicles, and retirement plans
06:12 – When it’s too late to protect assets
06:57 – Preplanning vs. crisis planning explained
07:53 – How married couples can safeguard the healthy spouse
09:47 – Why annuities may not be the best option
11:14 – The two biggest mistakes families make with Medicaid planning
12:44 – Why it’s almost never too late to save remaining assets
13:37 – Final thoughts on protecting what’s left

About the Show:
Medicaid Mastery with Antony Turbeville demystifies the complex world of long-term care Medicaid. Each episode provides practical strategies to help families protect their savings, property, and peace of mind while navigating Medicaid’s ever-changing rules. From preplanning tips to crisis solutions, listeners gain valuable insights from one of Florida’s leading Medicaid planning experts.