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“Are those ‘mortgage-free in five years’ hacks for real?” Mailbag episode

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Manage episode 523589275 series 3606247
Content provided by Frances Cook. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Frances Cook or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Ever wondered whether those “mortgage-free in five years” hacks you see online are real, or just clever marketing?


With so many mortgage “shortcuts” floating around social media, it’s hard to know what actually works, especially in New Zealand’s property market.


In this Ask the Experts episode, we break down the truth behind mortgage-freedom shortcuts: the strategies that genuinely speed up your repayment timeline, the red flags to watch for, and the behavioural traps that can cost you thousands.


Financial coach Shelley Palman from EnableMe has tricks from smart mortgage structures like offset and revolving credit, to how much extra principal you actually need to pay to shave years (and hundreds of thousands of dollars) off your loan.


We cover:

• which “mortgage-free fast” claims are legitimate

• the tactics that work for ordinary Kiwi households

• common mortgage mistakes that slow you down

• how to avoid clickbait mortgage hacks

• mindset strategies to stay motivated on a long payoff plan


If you’re trying to pay off your mortgage faster, avoid bad mortgage advice, or understand how to structure your home loan for long-term financial freedom, this episode will give you the clarity you need.


Don't forget, if you have a letter you’d like us to answer, please send it through to [email protected] and you might feature on our next episode!


Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.


This podcast was filmed and produced by Fanaticals

Video editing & content production by Lana Byrne

Audio engineering by Tash Chittock


Hosted on Acast. See acast.com/privacy for more information.

  continue reading

180 episodes

Artwork
iconShare
 
Manage episode 523589275 series 3606247
Content provided by Frances Cook. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Frances Cook or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Ever wondered whether those “mortgage-free in five years” hacks you see online are real, or just clever marketing?


With so many mortgage “shortcuts” floating around social media, it’s hard to know what actually works, especially in New Zealand’s property market.


In this Ask the Experts episode, we break down the truth behind mortgage-freedom shortcuts: the strategies that genuinely speed up your repayment timeline, the red flags to watch for, and the behavioural traps that can cost you thousands.


Financial coach Shelley Palman from EnableMe has tricks from smart mortgage structures like offset and revolving credit, to how much extra principal you actually need to pay to shave years (and hundreds of thousands of dollars) off your loan.


We cover:

• which “mortgage-free fast” claims are legitimate

• the tactics that work for ordinary Kiwi households

• common mortgage mistakes that slow you down

• how to avoid clickbait mortgage hacks

• mindset strategies to stay motivated on a long payoff plan


If you’re trying to pay off your mortgage faster, avoid bad mortgage advice, or understand how to structure your home loan for long-term financial freedom, this episode will give you the clarity you need.


Don't forget, if you have a letter you’d like us to answer, please send it through to [email protected] and you might feature on our next episode!


Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.


This podcast was filmed and produced by Fanaticals

Video editing & content production by Lana Byrne

Audio engineering by Tash Chittock


Hosted on Acast. See acast.com/privacy for more information.

  continue reading

180 episodes

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