In this episode of the Lazy Budget Travel Tips podcast, host Genni Franklin breaks down how credit scores work, why they matter, and how travel rewards credit cards can impact them.

Genni explains the components of a credit score, such as payment history, credit utilization, length of credit history, and credit mix.

She emphasizes the importance of responsible credit card use and offers practical tips on monitoring and improving your credit score.

She also covers how you can check your credit score for free.

Timestamps:

00:00 Introduction to Credit Scores and Travel Rewards
01:26 Understanding Your Credit Score
03:56 Impact of Credit Inquiries
04:49 Key Components of Your Credit Score
05:46 Managing Credit Utilization
07:42 Length of Credit History and Credit Mix
08:55 Checking and Monitoring Your Credit Score
09:32 Managing Multiple Credit Cards
11:09 Conclusion and Final Tips

Check your Credit Score - for FREE

• Sign up for Credit Karma
• Sign up for Experian Boost

You only need the free plans, you don't need a paid plan!

Support the show

Full episodes, including video, are available on Youtube.

Check out more from Genni:

• Join the Lazy Budget Travel Tips Facebook Group
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• Traveling Franklins Blog
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Show Support for the Podcast: Check out my Credit Card Links (no cost to you) or Buy Me A Coffee (or Burrito iykyk)