I compare a 30-year loan vs a 50-year loan using real numbers and explain how compounded interest turns a so-called “affordable payment” into a long-term money trap. I also share smarter mortgage strategies you can actually use, because homeownership should build your finances, not hollow them out.

I’m Jim Black, and I’m here to make sure you know before you owe. #mortgagetips #realestate101 #homebuyers #mortgageadvice #jimblack #realestatemarket #housingupdate #homeownership #mortgagerates #personalfinance #realestatetips #financeeducation #mortgagecalculator #realestateinvesting #housingaffordability #30yearmortgage #50yearmortgage #loanamortization #compoundinterest #realestateexpert #refinanceoptions #firsttimehomebuyer #realestatenews #homebuyingtips