In this episode of Kidbrooke Insights, we explore one of the most important shifts happening across the UAE and the wider Middle East: the transition from traditional end-of-service benefits (EOSB) toward modern, long-term group pension and savings solutions.

The UAE region is undergoing a pivotal reform moment. As employers move away from lump-sum gratuity payouts, insurers and financial institutions are now being asked to deliver sustainable, flexible retirement solutions that support long-term financial wellbeing, for both expat and local employees.

To unpack the opportunities and challenges ahead, Natalie Burke is joined by two industry experts:

• Adil Saghir, Head of Savings & Pensions at HAYAH Insurance
• Erik Brodin, Product Expert at Kidbrooke

Together, they break down what’s happening across group pensions in the UAE, from the impact of the EOSB reform to how digital tools and financial wellness initiatives are shaping engagement. They also share real lessons from the field, along with how technology and analytics are helping insurers bring new solutions to market faster.

Whether you're an insurer, group benefits provider, policy maker, or HR leader, this episode offers practical insights into how the UAE’s pension landscape is evolving, and also what will distinguish the market leaders over the next 3–5 years.

Resources & Links:

To learn more about Kidbrooke, visit: https://kidbrooke.com

To learn more about Hayah Insurance, visit: https://hayah.com

Blog references: Life by Kidbrooke: The Employee Benefits Platform for a Post-Gratuity World - Kidbrooke Blog

Research Spotlight: The Digital Future of UAE Group Pensions After the End of Service Gratuity Reform - Kidbrooke Blog

For inquiries: [email protected]
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