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#16 How to Buy a Profitable Company with Almost No Cash

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Manage episode 500433311 series 3676815
Content provided by Jack Carr. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Jack Carr or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

In this episode of JackQuisitions, Jack sits down with Matthew Railla, a former wine industry operator turned termite company owner. After years running his family’s winery, Matt discovered business brokerage through his brother-in-law—and eventually listed a highly profitable termite inspection company. When buyers kept passing due to its relationship-driven, project-based model, Matt had a realization: What if I bought it myself?

From that October 2023 “aha” moment to closing in June 2024, Matt navigated creative SBA financing, licensing requirements, and a stubborn seller’s attorney to acquire Top Termite. Now, he’s growing the business, expanding service areas, and exploring new B2B offerings—all while sharing lessons for first-time buyers.

💡 What You’ll Learn:

  • How an industry outsider found and bought a business through brokerage work
  • Why some profitable companies still struggle to find the right buyer\
  • How to structure a partial buyout with only 5% down (under 2024 SBA rules)
  • The role of trust, relationships, and reputation in non-recurring revenue trades
  • Key team members every first-time buyer should have on their side
  • The mindset shift from “doing it all yourself” to leaning on experts
    🎙 Host: Jack Carr — [
    https://x.com/thehvacjack]
    🎙 Guest: Matthew Railla — [email protected] | LinkedIn:
    Matthew Railla

Jackquisitions Newsletter — Your favorite source for how to buy small businesses. Real insights, smart strategies, zero gurus.
🖊️ Sign up HERE for more insights
💼 Business Modification Group — The go-to business brokers for trades companies. Whether you’re buying or selling HVAC, plumbing, or electrical businesses, we help you navigate valuations, find deals, and close successfully. Get a free valuation as a buyer or seller and join our exclusive distribution list for the best opportunities in the trades market.
💼 Business Modification Group —
The go-to business brokers for trades companies. Whether you’re buying or selling HVAC, plumbing, or electrical businesses, we help you navigate valuations, find deals, and close successfully. Get a free valuation as a buyer or seller and join our exclusive distribution list for the best opportunities in the trades market.

👉 Get Your Free Valuation Here

For Sellers
For Buyers

Send us a text

Jackquisitions Newsletter — Your favorite source for how to buy small businesses. Real insights, smart strategies, zero gurus.
🖊️ Sign up HERE for more insights
📢 Enjoyed the episode?
✅ Like, Comment & Subscribe for weekly insights on business acquisitions, deal flow, marketing, and growth strategies!

📌 Disclaimer: Some links may include UTM parameters or affiliate relationships, meaning we may earn a commission if you make a purchase. Episodes may feature sponsors, but all opinions expressed are our own.

  continue reading

Chapters

1. #16 How to Buy a Profitable Company with Almost No Cash (00:00:00)

2. From Wine to Termite Inspections (00:01:40)

3. Challenges and Creative Financing (00:05:38)

4. Navigating the SBA Loan and Retaining Ownership (00:17:28)

5. The Role of a Skilled M&A Attorney (00:20:32)

6. Closing the Deal and Future Plans (00:24:27)

18 episodes

Artwork
iconShare
 
Manage episode 500433311 series 3676815
Content provided by Jack Carr. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Jack Carr or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

In this episode of JackQuisitions, Jack sits down with Matthew Railla, a former wine industry operator turned termite company owner. After years running his family’s winery, Matt discovered business brokerage through his brother-in-law—and eventually listed a highly profitable termite inspection company. When buyers kept passing due to its relationship-driven, project-based model, Matt had a realization: What if I bought it myself?

From that October 2023 “aha” moment to closing in June 2024, Matt navigated creative SBA financing, licensing requirements, and a stubborn seller’s attorney to acquire Top Termite. Now, he’s growing the business, expanding service areas, and exploring new B2B offerings—all while sharing lessons for first-time buyers.

💡 What You’ll Learn:

  • How an industry outsider found and bought a business through brokerage work
  • Why some profitable companies still struggle to find the right buyer\
  • How to structure a partial buyout with only 5% down (under 2024 SBA rules)
  • The role of trust, relationships, and reputation in non-recurring revenue trades
  • Key team members every first-time buyer should have on their side
  • The mindset shift from “doing it all yourself” to leaning on experts
    🎙 Host: Jack Carr — [
    https://x.com/thehvacjack]
    🎙 Guest: Matthew Railla — [email protected] | LinkedIn:
    Matthew Railla

Jackquisitions Newsletter — Your favorite source for how to buy small businesses. Real insights, smart strategies, zero gurus.
🖊️ Sign up HERE for more insights
💼 Business Modification Group — The go-to business brokers for trades companies. Whether you’re buying or selling HVAC, plumbing, or electrical businesses, we help you navigate valuations, find deals, and close successfully. Get a free valuation as a buyer or seller and join our exclusive distribution list for the best opportunities in the trades market.
💼 Business Modification Group —
The go-to business brokers for trades companies. Whether you’re buying or selling HVAC, plumbing, or electrical businesses, we help you navigate valuations, find deals, and close successfully. Get a free valuation as a buyer or seller and join our exclusive distribution list for the best opportunities in the trades market.

👉 Get Your Free Valuation Here

For Sellers
For Buyers

Send us a text

Jackquisitions Newsletter — Your favorite source for how to buy small businesses. Real insights, smart strategies, zero gurus.
🖊️ Sign up HERE for more insights
📢 Enjoyed the episode?
✅ Like, Comment & Subscribe for weekly insights on business acquisitions, deal flow, marketing, and growth strategies!

📌 Disclaimer: Some links may include UTM parameters or affiliate relationships, meaning we may earn a commission if you make a purchase. Episodes may feature sponsors, but all opinions expressed are our own.

  continue reading

Chapters

1. #16 How to Buy a Profitable Company with Almost No Cash (00:00:00)

2. From Wine to Termite Inspections (00:01:40)

3. Challenges and Creative Financing (00:05:38)

4. Navigating the SBA Loan and Retaining Ownership (00:17:28)

5. The Role of a Skilled M&A Attorney (00:20:32)

6. Closing the Deal and Future Plans (00:24:27)

18 episodes

All episodes

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