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165. Are You Putting Too Much in Your 401(k)?

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Manage episode 498659375 series 3380772
Content provided by Jason Hall and Jeff Santoro, Jason Hall, and Jeff Santoro. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Jason Hall and Jeff Santoro, Jason Hall, and Jeff Santoro or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Jason and Jeff discuss optimizing investment strategies, evaluating contributions to 403(b) and 401(k) plans versus Roth IRAs and brokerage accounts, and tackle personal finance essentials such as building an emergency fund, managing taxes, and saving for college.

00:54 Understanding 403(b) and Investment Strategies

02:49 Balancing Tax-Deferred and Taxable Accounts

11:45 Emergency Funds and Financial Safety Nets

16:24 Maximizing Employer 401(k) Matches

19:23 Tracking Expenses and Adjusting Contributions

25:14 Alternative Investment Strategies

27:19 Tax Implications of Roth and 401k Withdrawals

27:54 Strategizing Contributions: Roth vs. 401k

28:58 Employer Contributions and Taxable Brokerage Accounts

29:26 Advice for Younger Investors

30:47 Issues with 401k and 403b Plans

34:18 Alternative Investment Strategies

35:01 Saving for College: Different Perspectives

41:19 Balancing Investments for Flexibility

43:21 Tax Considerations in Investment Strategies

Companies mentioned: NVDA, QS

*****************************************

Join our Patreon

Subscribe to our portfolio on Savvy Trader

*****************************************

Email: [email protected]

Twitter: @InvestingPod

Check out our YouTube channel for more content:

******************************************

To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscripted

******************************************

Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube

******************************************

2025 Portfolio Contest

2024 Portfolio Contest

2023 Portfolio Contest

  continue reading

212 episodes

Artwork
iconShare
 
Manage episode 498659375 series 3380772
Content provided by Jason Hall and Jeff Santoro, Jason Hall, and Jeff Santoro. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Jason Hall and Jeff Santoro, Jason Hall, and Jeff Santoro or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Jason and Jeff discuss optimizing investment strategies, evaluating contributions to 403(b) and 401(k) plans versus Roth IRAs and brokerage accounts, and tackle personal finance essentials such as building an emergency fund, managing taxes, and saving for college.

00:54 Understanding 403(b) and Investment Strategies

02:49 Balancing Tax-Deferred and Taxable Accounts

11:45 Emergency Funds and Financial Safety Nets

16:24 Maximizing Employer 401(k) Matches

19:23 Tracking Expenses and Adjusting Contributions

25:14 Alternative Investment Strategies

27:19 Tax Implications of Roth and 401k Withdrawals

27:54 Strategizing Contributions: Roth vs. 401k

28:58 Employer Contributions and Taxable Brokerage Accounts

29:26 Advice for Younger Investors

30:47 Issues with 401k and 403b Plans

34:18 Alternative Investment Strategies

35:01 Saving for College: Different Perspectives

41:19 Balancing Investments for Flexibility

43:21 Tax Considerations in Investment Strategies

Companies mentioned: NVDA, QS

*****************************************

Join our Patreon

Subscribe to our portfolio on Savvy Trader

*****************************************

Email: [email protected]

Twitter: @InvestingPod

Check out our YouTube channel for more content:

******************************************

To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscripted

******************************************

Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube

******************************************

2025 Portfolio Contest

2024 Portfolio Contest

2023 Portfolio Contest

  continue reading

212 episodes

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