One of our topics today is that the economy's tough right now. A lot of people are out of work and we just want to give a couple of tips about how to save some money on their auto insurance to make this time a little less stressful. We're not going to make it non-stressful, that's not something I can do or we can do in total. But I think there are a couple of things that they could do to reduce their premium a little bit.