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Brittany & Fred's 3% Down Success Story - INTERVIEW - 372
Manage episode 497664373 series 2505056
First-time buyers Brittany and Fred from Dallas, TX, prove you don’t need 20% down to buy a home. With expert guidance from their unicorn realtor, they navigated a seller lease-back, chose a 3% down conventional loan, and moved into their dream home — all while raising their 7-month-old daughter.
In this inspiring episode, David Sidoni chats with Brittany and Fred, a young family who just purchased their first home in Dallas. Their story busts one of the biggest myths in real estate: you don’t need 20% down to buy. Starting out believing they had to save far more, they discovered better options through their unicorn realtor and trusted lender. With excellent credit scores, they secured a 3% down conventional loan, avoiding costly FHA fees. They also used a seller lease-back to sweeten their offer without raising the price, showing how flexibility on timing can be a winning strategy. This episode is a must-listen for any first-time buyer who thinks homeownership is out of reach.
Quote: "You don’t need 20% for a down payment. That was by far the biggest thing we learned." - Fred
Highlights:
- How Brittany and Fred went from renters to homeowners with a 7-month-old.
- The myth-busting truth about down payments for first-time buyers.
- Why a 3% conventional loan was better than FHA for their situation.
- How a seller lease-back can win you the house without raising your offer.
- The value of working with a unicorn realtor for strategic negotiation.
Connect with me to find a trusted realtor in your area or to answer your burning questions!
Subscribe to our YouTube Channel @HowToBuyaHome
Instagram @HowtoBuyAHomePodcast
Tik Tok @HowToBuyAHome
Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!
David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
509 episodes
Manage episode 497664373 series 2505056
First-time buyers Brittany and Fred from Dallas, TX, prove you don’t need 20% down to buy a home. With expert guidance from their unicorn realtor, they navigated a seller lease-back, chose a 3% down conventional loan, and moved into their dream home — all while raising their 7-month-old daughter.
In this inspiring episode, David Sidoni chats with Brittany and Fred, a young family who just purchased their first home in Dallas. Their story busts one of the biggest myths in real estate: you don’t need 20% down to buy. Starting out believing they had to save far more, they discovered better options through their unicorn realtor and trusted lender. With excellent credit scores, they secured a 3% down conventional loan, avoiding costly FHA fees. They also used a seller lease-back to sweeten their offer without raising the price, showing how flexibility on timing can be a winning strategy. This episode is a must-listen for any first-time buyer who thinks homeownership is out of reach.
Quote: "You don’t need 20% for a down payment. That was by far the biggest thing we learned." - Fred
Highlights:
- How Brittany and Fred went from renters to homeowners with a 7-month-old.
- The myth-busting truth about down payments for first-time buyers.
- Why a 3% conventional loan was better than FHA for their situation.
- How a seller lease-back can win you the house without raising your offer.
- The value of working with a unicorn realtor for strategic negotiation.
Connect with me to find a trusted realtor in your area or to answer your burning questions!
Subscribe to our YouTube Channel @HowToBuyaHome
Instagram @HowtoBuyAHomePodcast
Tik Tok @HowToBuyAHome
Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!
David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
509 episodes
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