A Week In Her Wallet: How One Couple Manages $200K in Income, a Toddler, and Four Pets

HerMoney with Jean Chatzky

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11d ago 37:56

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This week on HerMoney’s special series A Week In Her Wallet, we meet Kaitlyn from Madison, Wisconsin. She’s a full-time state program manager with a side hustle, a toddler, three cats, and a dog — so life is full, to say the least. Kaitlyn and her husband bring in just under $200K per year and manage their money through shared accounts and regular “budget nights.”

As Kaitlyn tracks her spending for a week, she shares her candid voice notes about side gig deposits, why she swears by a monthly cleaning service, and how her love for thrift stores led to a once-in-a-lifetime vinyl record player find. Her week is about much more than transactions; it’s a journey of intentional joy, family memories, and budgeting for what really matters.

💡 Listen in to hear:

Why she happily spends $150 a month on house cleaning
How she and her husband use “funding pots” to budget for travel, gifts, and daycare
The thrift store jackpot that brought her to happy tears
Why they’re winding down their bartending side hustles
A powerful mindset shift around spending money on experiences over things
How they navigate toddler expenses on a budget — and with intention

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