Is the housing market broken, or just misunderstood? Ron Phillips cuts through the noise to explain why affordability is collapsing for first-time buyers and why interest rates aren't the real culprit. Dive in as he breaks down the true barriers, rising costs, debt loads, and all-cash competition, and shares clear strategies for investors to buy smart, stay cash-flow positive, and build wealth while others wait for a "reset" that may never come.

WHAT YOU'LL LEARN FROM THIS EPISODE

• Why the biggest issue in real estate isn't rates

• A gap between first-time buyers and cash-rich repeat buyers

• 2 factors reshaping who controls the housing market

• How long-term investors can still win using fundamental buying rules

• The dangers of listening to perpetual "crash" predictors and market timers

RESOURCES MENTIONED IN THIS EPISODE

• NAR 2025 Profile of Home Buyers, Sellers Reveals Market Extremes

• Mortgage Applications Increase in Latest MBA Weekly Survey

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