Search a title or topic

Over 20 million podcasts, powered by 

Player FM logo
Artwork

Content provided by The Annuity Man. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by The Annuity Man or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.
Player FM - Podcast App
Go offline with the Player FM app!

The 3 Annuity Strategies for Principal Protection: Shootin' It Straight with Stan

10:20
 
Share
 

Manage episode 501312631 series 2798004
Content provided by The Annuity Man. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by The Annuity Man or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

In this episode, The Annuity Man discussed:

  • CDs and MYGAs

  • I-bond no-brainer

  • The safest product in principal protection

  • How safe are MYGAs?

Key Takeaways:

  • Here’s how CDs (Certificate of Deposit) work: you give the bank money, they protect the principal, and you don’t have to pay any fees. You can take the interest if you want to at the end of the term, and do what you want with your money. MYGAs are basically the annuity industry’s version of a CD.

  • Treasury bonds are a no-brainer. Go to treasurydirect.gov to buy them for yourself. The only downside of treasury bonds is that there’s a limitation on how much money you can put in them.

  • Of these three safe principal protection options, treasury bonds are the safest because the government can tax or confiscate money in order to pay them, and they will. The second safest one is CDs, since they are government-based as well.

  • MYGAs are safe products to invest in, and their safety is based on the annuity company’s ability to pay. They are commodity products, and the money you’ll get from them can be used to buy another MYGA from another company. However, you can’t put all your money on annuities; you've got to spread it around.

"This trifecta is a contractual guarantee: CDs, Treasuries, Multi-Year Guarantee Annuities. You’re owning these because of what they will do, not what they might do. You're buying the yield. The yield is contractual." — Stan The Annuity Man

Connect with The Annuity Man:

Website: http://theannuityman.com/

Email: [email protected]

Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g

Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

  continue reading

370 episodes

Artwork
iconShare
 
Manage episode 501312631 series 2798004
Content provided by The Annuity Man. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by The Annuity Man or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

In this episode, The Annuity Man discussed:

  • CDs and MYGAs

  • I-bond no-brainer

  • The safest product in principal protection

  • How safe are MYGAs?

Key Takeaways:

  • Here’s how CDs (Certificate of Deposit) work: you give the bank money, they protect the principal, and you don’t have to pay any fees. You can take the interest if you want to at the end of the term, and do what you want with your money. MYGAs are basically the annuity industry’s version of a CD.

  • Treasury bonds are a no-brainer. Go to treasurydirect.gov to buy them for yourself. The only downside of treasury bonds is that there’s a limitation on how much money you can put in them.

  • Of these three safe principal protection options, treasury bonds are the safest because the government can tax or confiscate money in order to pay them, and they will. The second safest one is CDs, since they are government-based as well.

  • MYGAs are safe products to invest in, and their safety is based on the annuity company’s ability to pay. They are commodity products, and the money you’ll get from them can be used to buy another MYGA from another company. However, you can’t put all your money on annuities; you've got to spread it around.

"This trifecta is a contractual guarantee: CDs, Treasuries, Multi-Year Guarantee Annuities. You’re owning these because of what they will do, not what they might do. You're buying the yield. The yield is contractual." — Stan The Annuity Man

Connect with The Annuity Man:

Website: http://theannuityman.com/

Email: [email protected]

Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g

Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

  continue reading

370 episodes

Alla avsnitt

×
 
Loading …

Welcome to Player FM!

Player FM is scanning the web for high-quality podcasts for you to enjoy right now. It's the best podcast app and works on Android, iPhone, and the web. Signup to sync subscriptions across devices.

 

Copyright 2025 | Privacy Policy | Terms of Service | | Copyright
Listen to this show while you explore
Play