In this episode of the Fintech Hustle podcast, host Sam Kilmer sits down live at the AFT Spring Conference with Alex McLeod (CEO, Parlay Finance), Ben Metz (CTO/CDO, Jack Henry), and Will Bryant (COO, Quantalytix) for a high-energy conversation about the future of financial services.

The panel dives into key fintech trends, including the real-world impact of AI in banking, how institutions are rethinking efficiency ratios, and why consumer empowerment is reshaping the market. Beyond tech, they explore the cultural side of fintech – highlighting how music, creativity, and community fuel innovation.

Whether you're a bank or credit union leader, fintech founder, or just love the hustle of financial innovation, this episode delivers strategic insights and fresh perspective straight from the field.

🎧 In this episode:

• Why AI is more than just a buzzword in fintech (and how leaders are applying it)
• How collaboration and culture can solve banking’s toughest challenges
• Why efficiency doesn’t always require AI, and what to prioritize instead
• The increasing importance of human-centered digital experiences
• How events like AFT spark real industry transformation

🔑 Keywords: Fintech podcast, financial services, banking technology, AI in banking, fintech innovation, efficiency ratios, consumer empowerment, AFT conference, credit union trends, financial collaboration, future of fintech