What Withdrawal Strategy Should I Use in Retirement?
Manage episode 478620137 series 3562398
Beyond the 4% Rule: Rethinking Retirement Withdrawals
The math looks simple on paper: withdraw 4% annually, and your retirement savings should last... right? Our latest episode dives deeper into why real-world retirement requires more nuanced thinking.
Key Questions We Address:
- When does the "perfect" withdrawal strategy actually work against you?
- How can a tiny shift in inflation reshape decades of careful planning?
- Why might your tax bracket matter more than your withdrawal rate?
- What happens when market timing collides with your monthly withdrawals?
We unpack these crucial questions while exploring practical strategies for making your retirement savings truly last. Plus, we share insights about the often-overlooked connection between market downturns and your withdrawal strategy.
Have Questions About Your Retirement Picture? Every retirement journey is unique - and we'd love to address your specific questions in our next episode. Send your questions to [email protected] and help shape our future discussions.
37 episodes