In this solo episode, mortgage planner and finance expert Dion Fernandez delves into the world of private lending, explaining why it's not just an alternative but often a strategic tool for developers, investors, and business owners seeking fast, flexible funding. With over 13 years of experience, Dion unpacks what private lending actually is, who it's for, and how it can help you move forward when traditional banks say no. From understanding cost vs. opportunity to learning how to manage key risks, Dion offers practical insights and even shares a real-life client case study that highlights how private funding can unlock project potential. If you’re time-poor but opportunity-rich, this is one episode you don’t want to miss.

📌 Episode Breakdown:

00:00 – 01:00
🔹 Welcome and Introduction
— Dion sets the stage for the episode, introducing the focus on private lending and who this episode is for.

01:01 – 03:00
🔹 What Is Private Lending & Who Uses It?
— Explanation of private funding vs traditional lending
— Ideal users: developers, self-employed professionals, business owners needing fast capital

03:01 – 04:30
🔹 When and Why Private Lending Makes Sense
— Speed vs. cost discussion
— Strategic use in scenarios with limited bank options

04:31 – 06:30
🔹 Risks, Costs, and How to Manage Them
— Higher interest rates and fees
— Importance of a clear “exit strategy”
— Building in buffer time and feasibility planning

06:31 – 08:30
🔹 Real Client Case Study
— Overseas client unable to use foreign income
— Used private lending to fund a dual-rooming house development
— Structured for a safe and strategic refinance exit

08:31 – 10:00
🔹 Final Thoughts & Call to Action
— Recap: Focus on outcomes over cost
— Connect with Dion via Instagram or book a call
— Teaser for upcoming guest episodes with private lending BDMs

🎯 Key Takeaway:

“Stop comparing cheap vs fast. Start comparing outcomes.” If your goal requires speed and flexibility, private lending could be the smartest move—when used strategically.

🔗 Connect with Dion:
📱 Instagram: @dionfinancespecialist
📅 Book a chat via link in bio