Is cash flow holding your business back?

In this episode of Finance Focus, hosts Tracy Smart and Sam Jones explore the power of invoice finance as a solution to cash flow challenges. They are joined by Chris Mitcham, an industry expert from Ultimate Finance, who shares 25 years of experience in helping businesses unlock capital tied up in unpaid invoices. The discussion covers how invoice finance works, its benefits over traditional funding options, and how businesses can leverage it for growth.

• (00:00) - Solving Cash Flow Problems with Invoice Finance
• (00:22) - Meet the Expert: Chris Mitcham
• (01:00) - Understanding Invoice Finance
• (01:42) - Mechanics of Invoice Finance
• (03:21) - Factoring vs. Invoice Discounting
• (05:57) - Benefits of Invoice Finance
• (07:31) - Costs and Charges Explained
• (09:44) - Risks and Mitigation
• (20:11) - Technology and Invoice Finance
• (24:23) - Final Thoughts and Contact Information

Chris Mitcham: With 25 years in the invoice finance sector, Chris Mitcham is a Senior Business Development Manager at Ultimate Finance. He has extensive experience in structuring bespoke funding solutions for B2B businesses, helping them access cash tied up in outstanding invoices. His expertise spans multiple industries, including recruitment, manufacturing, and construction.

Finance Focus helps businesses navigate the ever-evolving world of finance. Each episode features expert insights, practical advice, and in-depth discussions on topics such as crowdfunding, trade finance, angel investing and debt. Hosted by Tracy Smart from The Smart Team and Sam Jones from Satellite Finance.

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Finance Focus is produced and edited by Story Ninety-Four in Oxford.