In this episode of the Failure Is Knowledge Podcast, Steven Oliver—Branch Manager of the Florida Family Mortgage Team powered by Nexa Mortgage—shares his journey from growing up in poverty, serving in the Army, working in finance, and becoming one of Florida’s top loan officers.

Steven breaks down the five pillars of mortgage success, why failure is essential to growth, how he became known as the AUS King, and how he helps families secure homes even with low credit scores.

If you're interested in real estate, mortgage lending, homeownership, credit repair, or entrepreneurship, this conversation will change your perspective. Steven explains the reality behind underwriting, equity, renting vs. buying, and how to build trust in a numbers-driven industry.

🔥 Topics Covered:

• How Steven transitioned from finance to mortgages

• What he learned growing up in a low-income family

• Why low-credit buyers deserve a chance

• How he became the “AUS King”

• The truth about equity, renting, & building wealth

• How failure shaped his work ethic and purpose

🎙️ About the Failure Is Knowledge Podcast:

We turn setbacks into success stories by showcasing leaders, entrepreneurs, and everyday people who overcame adversity and found purpose.

Learn more about Steven:

FloridaFamilyMortgageTeam.com

Instagram: @steven.oliver.m00

Facebook: Steven Oliver – Branch Manager

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