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EP 198: Earn Monthly Passive Income from Real Estate Without Being a Landlord with Merriah Harkins
Manage episode 493157737 series 2998280
Looking for a smarter, safer way to invest in real estate—without picking up a hammer or managing tenants?
This week on the Exit Strategies Radio Show, host Corwyn J. Melette sits down with Merriah Harkins, Chief Sales Officer at Lucrum Capital, a private real estate lending firm structured as a REIT. With more than 20 years of experience in raising capital for alternative investment funds, Merriah breaks down how accredited investors can earn steady monthly income (7%–8.5%) by passively investing in short-term, first-position loans secured by real estate.
She explains the mechanics of Lucrum’s conservative fund structure, how their low loan-to-value (LTV) model offers downside protection, and why their REIT structure provides additional tax advantages for investors—especially those using retirement accounts.
📌 Whether you’re a high-net-worth individual, working with a financial advisor, or exploring passive income through a self-directed IRA, this episode gives you real strategies to make your money work for you, not the other way around.
Key Takeaways:
0:05 How Lucrum Capital’s fund pays out monthly returns (7%–8.5%) backed by real estate.
4:33 What makes private lending funds different from owning rental properties.
10:14 Who qualifies as an accredited investor and why this matters.
17:02 The tiered redemption fee structure—and why long-term investing makes more sense.
20:01 Tax advantages of investing through a REIT, including a potential 20% tax deduction.
22:55 A no-stress path to real estate exposure using self-directed IRAs or non-retirement funds.
25:56 Why short-term, first-position loans in high-demand markets reduce investment risk.
💬 “There are no guarantees in investing—but real estate-backed funds like ours offer consistent returns and less volatility than the stock market.” — Merriah Harkins
Connect with Merriah Harkins:
📧 Email: [email protected]
📞 Phone: +1 (214) 998-4682
🔗 LinkedIn: Merriah Harkins
Connect with Corwyn:
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