In this episode, Rich sits down with cybersecurity expert Oscar Capel to break down how identity theft happens, and how you can stop it. From weak passwords to risky public Wi-Fi habits, they cover the real-world consequences of digital carelessness and how a few simple tools like VPNs, password managers, and multi-factor authentication can protect your personal data. This episode underscores the emotional toll of identity theft and the importance of staying vigilant as cyber threats continue to evolve.

What you’ll learn:

• Why email and text scams are getting smarter
• What to do if someone gains access to your computer or personal info
• Common red flags and how to verify before you act
• How to talk to your loved ones so they don’t fall victim next

Chapter Markers:
03:27 Defining Identity Theft and Cloning
07:08 Scams: Phishing, Smishing, and More
09:39 Preventing Scams and Identity Theft
17:05 Medical Identity Theft Risks
19:00 The Emotional Impact of Identity Theft
19:57 Common Scams and How They Work
24:11 The Importance of VPNs and Cybersecurity
30:01 Reputation Management and Social Media
30:50 Live Cybersecurity Maps and Global Threats

Want to know more about our Guest?
Oscar Capel-Owner, Capel and Associates NYC
CITRMS Certified IdentityTheft Risk Management Specialist
LegalShield Independent Associate
Team leader with The Fuller Center for Housing NYC Chapter
Phone: +16465787097
Website: https://ocapel.legalshieldassociate.com/
Facebook: LegalShieldIndependentAssociateOscarCapel
LinkedIn: www.linkedin.com/in/oscar-capel

Filmed and recorded at Studio on the Avenue/LMC Media
Mamaroneck, NY
https://lmcmedia.org/
Produced and Edited by Vekterly
https://www.vekterly.com/
Disclaimer: This podcast is for informational and educational purposes only and should not be considered as financial advice, a recommendation for any specific investment, strategy, or financial decision, or legal advice. By engaging with this material, you acknowledge and agree with its intended purpose. Any examples provided are hypothetical and for illustration purposes only. Neither Rich Leimgruber, the EnRich Your Life Podcast, nor its representatives are advising or suggesting any specific action or decision. Before making any financial, legal, or tax decisions, individuals should consult their own financial advisor, accountant, legal professional, or other qualified professional before making financial decisions. All opinions expressed are those of the host and guests and do not reflect the views of any affiliated financial institutions. The views shared may not be suitable for every individual or situation. Past performance is not indicative of future results, and all investments carry risk. Please note that any strategies discussed may not be suitable for all investors, and the appropriateness of any specific investment or strategy will depend on individual circumstances.