“Financing with Confidence: Local Lending Strategies with Greg Dauphinee (Part 2)”

In the second half of my conversation with Greg Dauphinee, Senior Loan Officer at Androscoggin Bank, we explore how working with a local community lender can give buyers a meaningful edge in Maine’s competitive real estate market.

Greg shares insightful stories from the field—moments where common-sense lending and local control made all the difference in getting deals done. From navigating unique title issues to helping clients purchase new homes before selling their current ones, this episode is full of smart strategies and actionable advice.

We discuss:

• Why a local bank’s flexibility and cultural understanding matters—especially in Maine.
• The increasing prevalence of parental and grandparental gifts for first-time buyers and high-end purchases alike
• How Androscoggin Bank supports medical professionals with 0% down loans based on signed contracts—even before they’ve started work
• Greg’s practical exercise for first-time buyers to test their mortgage budget and build savings
• The importance of relationships, community, and trust in Maine’s real estate and lending networks

This episode is a must-listen for anyone buying in Maine—whether you're a first-time buyer or making a lifestyle move to your dream home.

🔗 Links & Contact Info

💼 Learn more about Androscoggin Bank:
https://www.androscogginbank.com

Contact Greg: [email protected] (or just run into him at Standard Baking, where he loves to get his coffee!)

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🌐 Website & Listings: Legacy Properties Sotheby’s International Realty
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Please remember this podcast is for entertainment and educational purposes only and does not create an attorney client or real estate advisor client relationship. Please reach out to me directly if I can assist you in your real estate journey.