Go offline with the Player FM app!
128. Why Your 20s Are for Testing & Your 30s Are for Building
Manage episode 508314230 series 3211084
Welcome back to Don’t Depend on Daddy! Today’s episode is all about the biggest differences between your twenties and your thirties. As someone who just turned 30, I’ve been reflecting a lot on how these two decades are framed — and what’s actually true when it comes to money, career, lifestyle, and mindset.
💡 Here’s what we’ll cover:
👉🏻 Why your twenties should be about testing, experimenting, and learning
👉🏻 The financial, career, and lifestyle shifts that happen in your thirties
👉🏻 How to navigate comparison, milestones, and expectations at different ages
👉🏻 My personal lessons from both decades
TIMESTAMPS:
00:00 – Intro & why your 20s vs. 30s matter
01:00 – Housekeeping + finance tools I use
03:00 – 20s are for testing: career, money & lifestyle
07:00 – Getting the financial basics right in your 20s
09:00 – Careers in your 20s: job hopping, side hustles & portfolio paths
12:00 – Lifestyle in your 20s: moving, friendships & comparison
16:00 – Mindset experiments: coping, routines & self-soothing
20:00 – Shifts in your 30s: stability in money, career & lifestyle
27:00 – Therapy, confidence & elevating your 30s life
32:00 – Action items: what to try in your 20s vs. reflect on in your 30s
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 FI/RE Template:
https://breakyourbudget.com/fire-template
💸 NEW RENT VS. BUY CALCULATOR
https://breakyourbudget.com/rent-vs-buy-calculator
ALL THE ACCOUNTS/ TOOLS I USE:
💸 www.breakyourbudget.com/toolkit
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: [email protected]
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
134 episodes
Manage episode 508314230 series 3211084
Welcome back to Don’t Depend on Daddy! Today’s episode is all about the biggest differences between your twenties and your thirties. As someone who just turned 30, I’ve been reflecting a lot on how these two decades are framed — and what’s actually true when it comes to money, career, lifestyle, and mindset.
💡 Here’s what we’ll cover:
👉🏻 Why your twenties should be about testing, experimenting, and learning
👉🏻 The financial, career, and lifestyle shifts that happen in your thirties
👉🏻 How to navigate comparison, milestones, and expectations at different ages
👉🏻 My personal lessons from both decades
TIMESTAMPS:
00:00 – Intro & why your 20s vs. 30s matter
01:00 – Housekeeping + finance tools I use
03:00 – 20s are for testing: career, money & lifestyle
07:00 – Getting the financial basics right in your 20s
09:00 – Careers in your 20s: job hopping, side hustles & portfolio paths
12:00 – Lifestyle in your 20s: moving, friendships & comparison
16:00 – Mindset experiments: coping, routines & self-soothing
20:00 – Shifts in your 30s: stability in money, career & lifestyle
27:00 – Therapy, confidence & elevating your 30s life
32:00 – Action items: what to try in your 20s vs. reflect on in your 30s
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 FI/RE Template:
https://breakyourbudget.com/fire-template
💸 NEW RENT VS. BUY CALCULATOR
https://breakyourbudget.com/rent-vs-buy-calculator
ALL THE ACCOUNTS/ TOOLS I USE:
💸 www.breakyourbudget.com/toolkit
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: [email protected]
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
134 episodes
All episodes
×Welcome to Player FM!
Player FM is scanning the web for high-quality podcasts for you to enjoy right now. It's the best podcast app and works on Android, iPhone, and the web. Signup to sync subscriptions across devices.