Break Away from the Herd with Nevin Adams | Decoding Growth | EP106
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Welcome to Decoding Growth, where unfiltered conversations and bold ideas are reshaping the future of retirement. In this episode, hosts Lisa Kottler and Will Prest sit down with legendary industry voice Nevin Adams to explore how innovation, regulation, and human behavior intersect in retirement—and where the industry must go next.
Nevin shares candid insights on fiduciary risk, the evolving role of AI, financial wellness, and the human side of innovation. Packed with wisdom, humor, and real talk, this conversation challenges old assumptions and inspires fresh thinking about what’s possible in financial services.
⏱️ Timestamps
00:00 – Welcome to Decoding Growth
00:37 – Why challenge the status quo matters in retirement innovation
02:24 – Introducing Nevin Adams: a voice of reason and change
03:16 – The legal lens: how regulation shapes progress
07:15 – AI and the future of retirement services
10:08 – Guardrails, compliance, and the evolution of trust in AI
13:16 – Personalization and financial wellness at scale
15:47 – Generational shifts and comfort with digital tools
18:14 – Convergence and new business models
21:12 – The real fear around money and financial conversations
23:16 – Underappreciated ideas and the future of access
27:13 – Retirement income, defaults, and the language of innovation
31:01 – Education gaps and financial literacy challenges
33:28 – Connecting technology, trust, and incremental learning
35:01 – How to bring innovators and legacy institutions together
37:19 – Where the industry should focus next
40:19 – Improving access, participation, and outcomes
45:22 – Making retirement transitions easier and smarter
49:00 – Nevin reflects on impact, influence, and legacy
53:46 – The kindest lessons and leaders who shaped his path
57:39 – Closing thoughts: why this work truly matters
58:13 – Subscribe and stay connected with Decoding Growth
🎙️ About the Show
Decoding Growth goes beyond the headlines to reveal the strategies, partnerships, and technologies transforming retirement. Each episode brings together voices driving change and creating a more innovative, inclusive future for the industry.
👉 Subscribe for more conversations that challenge convention, inspire leadership, and spark real growth.
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6 episodes