Do you feel like payday disappears before you even blink? Mortgage, groceries, gas—by the time your paycheck hits, it’s already gone. If you’ve been stuck in survival mode, constantly reacting to bills and unexpected expenses, this episode is your roadmap to financial stability.

In this episode of The Debt Rebel Show, Julian "Jewlz The Budget Nerd" Kohlbrand shares actionable steps to move from financial panic to peace of mind. You’ll learn how to:

• Break the cycle of living paycheck to paycheck

• Build your first emergency fund—even on a tight budget

• Protect your family and your peace of mind with financial margin

• Identify what truly counts as a financial emergency

• Celebrate small wins and create lasting financial habits

Julian draws from personal experience, having eliminated over $107,000 in consumer debt, and combines practical budgeting strategies with ADHD-friendly systems for busy families. Whether you’re juggling unpredictable income or just want to take control of your money, this episode gives you a step-by-step plan to stop surviving and start thriving.

🎯 Resources Mentioned in This Episode:

• Grab your free Debt Rebel Starter Kit: jewlzthebudgetnerd.com/starterkit

• Join the Alliance Coaching Program for ongoing accountability and on-demand workshops: jewlzthebudgetnerd.com/membership

💡 Action Step:
Start building your emergency fund today—whether it’s $25 or $100 a paycheck, every deposit is a step toward financial freedom. Share your wins with Julian by sending a voice note—she loves celebrating progress with listeners!

https://www.speakpipe.com/debtrebelpodcast

Connect With Jewlz The Budget Nerd:

• Website: DebtRebelPodcast.com

• Send Jewlz a message: ⁠https://www.speakpipe.com/debtrebelpodcast⁠Free resources and tools to crush debt: DebtRebelPodcast.com