If the thought of estate planning, digital security, or talking with aging parents makes you feel overwhelmed, you’re not alone. In this insightful episode, host Niki Weiss sits down with private wealth manager Kurt Baker to gently walk us through how to protect what matters most: our loved ones, our legacy, and our peace of mind.

Kurt shares real-life stories, including a heartbreaking scam that wiped out a senior’s life savings, to highlight just how urgent it is to plan ahead. He and Niki explore the risks of digital fraud, the growing role of AI in scams, and simple ways to safeguard your finances, medical wishes, and digital assets.

You’ll learn the essentials: wills, trusts, power of attorney, digital legacy planning, and how to have these tough conversations (even when your family isn’t ready). Whether you're caring for aging parents or starting your own end-of-life planning, this episode offers reassurance, practical tools, and a gentle reminder of the need to take action. Remember, “It’s not morbid—it’s responsible.”