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Africa’s Fintech Boom: From Mobile Money to Purpose-Driven Lending

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Manage episode 502496123 series 3333728
Content provided by Arjun Singh. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Arjun Singh or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

💡 Africa’s fintech story is no longer a local experiment — it’s a global test case for the future of inclusion, innovation, and capital flows.
In this episode of Couchonomics with Arjun, we’re joined by Yustus Aribariho, Co-Founder of Furaha Financial (part of SC Ventures by Standard Chartered). Yustus is now on a mission to unlock education financing and opportunity across Sub-Saharan Africa.

We unpack:
💸 Why capital inflows into African fintech lag behind the opportunity
📱 How mobile money became the blueprint for financial inclusion worldwide
🛠 The frictions of regulation, repatriation, and cross-border flows
👥 Why human capital and local talent could be Africa’s ultimate advantage
Furaha isn’t just another fintech — it’s building infrastructure that bridges capital and impact in one of the world’s fastest-growing regions.
🎧 Watch the full episode now on YouTube, Spotify & Apple Podcasts.
Couchonomics with Arjun Season 04 is brought to you by our partners:
Adyen https://www.adyen.com/
Thunes https://thunes.com/
Mastercard https://mastercard.com/
E& https://www.eand.com/
Digit9 https://www.digitnine.com/
SC Ventures https://scventures.io/
Hala https://hala.com/

Chapters:
00:00 Episode Highlights
02:40 State of FinTech in Sub-Saharan Africa
08:11 Challenges and Opportunities in African FinTech
10:48 The Role of Mobile Money and Digital Banks
15:00 Investment Dynamics and Regulatory Challenges
17:57 Affordability and Financial Inclusion
21:46 Alternative Financial Services in Africa
27:46 High Cost of Borrowing and Risk-Based Pricing
28:36 Purpose-Driven Financing
33:37 Addressing the Education Financing Gap
35:43 Building an Ecosystem for Education Loans
37:42 Why Uganda?
45:29 Future Expansion and Challenges
48:04 Business Model and Partnerships
52:25 Vision for the Future
55:26 Conclusion and Final Thoughts

Our website 👉 https://bit.ly/3jk7UH0
Find us on our social media platforms:

Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E

  continue reading

153 episodes

Artwork
iconShare
 
Manage episode 502496123 series 3333728
Content provided by Arjun Singh. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Arjun Singh or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

💡 Africa’s fintech story is no longer a local experiment — it’s a global test case for the future of inclusion, innovation, and capital flows.
In this episode of Couchonomics with Arjun, we’re joined by Yustus Aribariho, Co-Founder of Furaha Financial (part of SC Ventures by Standard Chartered). Yustus is now on a mission to unlock education financing and opportunity across Sub-Saharan Africa.

We unpack:
💸 Why capital inflows into African fintech lag behind the opportunity
📱 How mobile money became the blueprint for financial inclusion worldwide
🛠 The frictions of regulation, repatriation, and cross-border flows
👥 Why human capital and local talent could be Africa’s ultimate advantage
Furaha isn’t just another fintech — it’s building infrastructure that bridges capital and impact in one of the world’s fastest-growing regions.
🎧 Watch the full episode now on YouTube, Spotify & Apple Podcasts.
Couchonomics with Arjun Season 04 is brought to you by our partners:
Adyen https://www.adyen.com/
Thunes https://thunes.com/
Mastercard https://mastercard.com/
E& https://www.eand.com/
Digit9 https://www.digitnine.com/
SC Ventures https://scventures.io/
Hala https://hala.com/

Chapters:
00:00 Episode Highlights
02:40 State of FinTech in Sub-Saharan Africa
08:11 Challenges and Opportunities in African FinTech
10:48 The Role of Mobile Money and Digital Banks
15:00 Investment Dynamics and Regulatory Challenges
17:57 Affordability and Financial Inclusion
21:46 Alternative Financial Services in Africa
27:46 High Cost of Borrowing and Risk-Based Pricing
28:36 Purpose-Driven Financing
33:37 Addressing the Education Financing Gap
35:43 Building an Ecosystem for Education Loans
37:42 Why Uganda?
45:29 Future Expansion and Challenges
48:04 Business Model and Partnerships
52:25 Vision for the Future
55:26 Conclusion and Final Thoughts

Our website 👉 https://bit.ly/3jk7UH0
Find us on our social media platforms:

Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E

  continue reading

153 episodes

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