In this episode of Blueprint to Billions, attorney and strategist Terry Bruner explains how Transfer of Physical Assets (TPA) investments work and why they can be a powerful pathway to long-term wealth and legacy building. He breaks down the basics of HUD-backed multifamily investments, how first-generation investors can enter the market, and why starting early matters for compounding wealth. Terry also shares practical insights on mentorship, partnerships, and the mindset shift needed to build generational wealth through real estate.

00:57 – What a TPA investment really is and how it differs from a standard loan assumption
02:22 – How first-generation investors can start small and scale their real estate portfolio
04:47 – The role HUD-backed multifamily ownership plays in leveling the wealth-building playing field
07:19 – Why waiting to invest later in life can limit long-term financial growth
09:15 – How incremental investments accumulate into long-term wealth
10:18 – Why multifamily real estate outperforms many other investments over decades
11:14 – The power of stacking TPA investments for multiplying income streams
13:21 – Common misconceptions about HUD rules and private investment opportunities
15:25 – Early steps first-time TPA investors should take to ensure long-term success
17:34 – Why mentorship and partnerships accelerate access to HUD-based wealth building
19:21 – How legacy drives Terry Bruner’s work and the future of community-focused housing
21:04 – Terry’s call to action for anyone on the fence about investing in HUD-backed deals

About the Show

Blueprint to Billions is a podcast for real estate professionals, investors, and changemakers who want to master the strategy behind HUD-backed multifamily housing deals. Hosted by attorney and multifamily housing strategist Terry Bruner, the show pulls back the curtain on what really drives successful affordable housing development, from navigating red tape and relational capital to building generational wealth through TPA investments. Each episode blends legal insight, policy knowledge, and practical advice to help listeners scale projects with purpose, profit, and community impact in mind.

• Learn more about Terry Bruner’s work: terrybrunerlaw.com
• Subscribe to Blueprint to Billions for more expert insights on HUD-backed real estate strategies