Buying property in Australia while living abroad can feel like navigating a maze, but it doesn’t have to be.

In this episode, I’m joined by Joe Perrone, Partner at Ortus Financial and an experienced finance broker, to demystify the lending process for Australian expats. We explore how lending policies differ for expats, what challenges you’re likely to face, and what banks look at when assessing your overseas income and situation.

Joe breaks down key topics such as:

• Which lenders are expat-friendly (and which aren’t)
• Why the lending process is different, and often longer, for expats
• How living in places like Dubai or Singapore can impact your loan application
• Whether you’ll pay higher interest rates or have access to features like offset accounts
• What foreign income discounting means for your borrowing capacity
• Why starting with a clear view of your borrowing power is essential

We also touch on broader market insights, including where interest rates and property prices might be heading over the next 12 months, and Joe shares his #1 piece of advice for expats looking to buy in Australia. If you're an Aussie living overseas and thinking about buying back home, this episode is a must-listen.