E3 - Does Renting or Buying Make More Sense in 2025?
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Is buying a home always the ultimate financial milestone—or does renting sometimes make more sense?
In this episode of Before the Returns, Jaden Zubal breaks down the numbers and the emotions behind one of the most common money debates: renting versus buying. Using a real Utah example, we compare a 10-year renting scenario with buying the same home—and then add a third option: renting while investing the difference.
Episode Supporting Materials - https://bit.ly/4pLcoUB
💡 You’ll learn:
- Why the “American Dream” of homeownership became so ingrained in our culture
- The real 10-year costs of renting vs. buying a $750,000 home
- How equity growth changes the math for buyers
- Why a disciplined renter who invests the difference can actually come out ahead
- The broader lesson: success isn’t about rent or buy—it’s about the structure around your money
🔑 Quick takeaway: The house itself won’t make you wealthy. The structure you build around your money will.
Learn more at www.jadenzubal.com | Follow @jadenzubal | Join the *Before the Returns Weekly* newsletter
📩 Questions or ideas? Email: [email protected]
⚖️ Disclaimer: This podcast is for educational purposes only. It is not financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions.
Chapters
1. Episode 3 - Part 1 Does Renting or Buying Make More Sense in 2025? (Educational Breakdown) (00:00:00)
2. Renting vs. Buying: Emotional and Mathematical Perspectives (00:01:38)
3. Challenging the 'Buying is Success' Belief (00:02:58)
4. The True Cost of Buying a Home (00:05:28)
5. Comparing Investment Outcomes (00:08:58)
6. Personal Experience & Broader Lessons (00:11:58)
7. Conclusion: Structure Over Ownership (00:14:58)
4 episodes