Everyone wants the benefits of Family Banking — tax advantages, compounding, leverage, control — but very few people set it up the right way. And as Jaden explains in this episode, most people fail before they even begin.

Why?
Because the wealthy don’t start with the policy.
They start with the plan.

In Episode 12 of Before the Returns, Jaden breaks down the five things every successful Family Banking system must have in place BEFORE a single dollar enters a policy. These are the foundations that determine whether your system thrives for decades… or collapses in a year.

You’ll learn why purpose must come before product, how cash flow habits shape your success, why your personal timeline completely changes the structure, how debt fits into the strategy, and why mindset is the single greatest predictor of long-term wealth.

This episode is direct, practical, and cuts through the noise — helping you understand exactly what you should have in place before starting Infinite Banking, Family Banking, or any type of private banking system.

💡 IN THIS EPISODE, YOU’LL LEARN:

• Why policies fail when they’re started without a plan
• The difference between owning a policy vs. owning a system
• How to define your purpose before starting
• Why cash flow habits matter more than income
• How your timeline determines your strategy
• The truth about debt inside a Family Banking system
• Why mindset and long-term thinking matter more than products

🔑 KEY TAKEAWAYS:

“A policy without a system is just an engine without a car.”
“Family Banking doesn’t require wealth — it requires discipline.”
“Your timeline determines your strategy.”
“Debt isn’t the problem. Unstructured debt is the problem.”
“Average families think in accounts. Wealthy families think in systems.”

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Learn more at www.jadenzubal.com | Follow @jadenzubal | Join the *Before the Returns Weekly* newsletter

📩 Questions or ideas? Email: [email protected]

⚖️ Disclaimer: This podcast is for educational purposes only. It is not financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions.