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How Tariffs, Land Values and High Rates Are Shaping the World of Farming w/Jake Espenmiller
Manage episode 478062688 series 3318406
Welcome back to another episode of Barn Talk! In today’s episode, Sawyer and Tork dive deep into the world of agricultural finance with special guest Jake Espenmiller, the new President and CEO of Conterra Ag Capital. If you’ve ever wondered how tariffs, interest rates, and the shifting economic landscape are impacting America’s farms—or you just want to know what it really takes to thrive in ag finance—this episode is for you.
Jake shares his winding journey from small-town Iowa to becoming a leader in ag lending, including what it was like to step into a business during a time of growth, uncertainty, and industry change. The discussion covers everything from the current state of commodity markets and the reality behind headlines about tariffs, to how top farmers are managing costs, embracing technology, and running their operations like true businesses. Plus, the crew explores the future of rural America, with candid takes on housing, AI, the evolving job market, and lessons learned from nearly a century of farming wisdom.
Whether you’re a farmer, a lender, or just ag-curious, you’ll find honest advice, some laughs, and plenty of practical takeaways in this jam-packed conversation. Let’s get into it!
Use code BARNTALK for 10% OFF your next order
SUBSCRIBE TO THE PODCAST ➱ https://bit.ly/3a7r3nR
SUBSCRIBE TO THIS’LL DO FARM ➱ https://bit.ly/2X8g45c
LISTEN ON:
SPOTIFY ➱ https://open.spotify.com/show/3icVr4KWq4eUDl7Oy60YMY
APPLE ➱ https://podcasts.apple.com/us/podcast/barn-talk/id1574395049
Follow Behind The Scenes👇🏻
● This’ll Do Farm Instagram ➱ https://bit.ly/30KPBNk
● Barn Talk TikTok ➱ https://bit.ly/3qciekS
● Sawyer’s Instagram ➱ https://bit.ly/3BtX0n4
● Tork’s Instagram ➱ https://bit.ly/3LGZJxS
00:00 Ag Finance and Tariffs Discussion
05:18 Gold's Influence and Stock Trends
14:21 Long-Term Resilience in Farmland Lending
16:52 Unexpected Agriculture Journey
22:43 Career Journey in Agriculture Lending
26:59 Community Bonds and Farm Legacy
31:49 Agricultural Commodity Shipping Tax Repeal
40:10 Fed's Dual Mandate and Market Rates
44:37 Rising Costs of Agricultural Loans
48:21 Revitalizing Small Town America
54:00 "Value of Face-to-Face Interaction"
01:00:22 Winning in Agriculture: Strategy and Adaptation
01:04:46 Self-Reliance in Farm Operations
01:09:42 "Legacy Farmer Coaching Impact"
01:17:43 Streamlining Financial Data Processing
01:22:23 AI Replacing Human Jobs
01:28:08 Hiring for Cultural Fit
01:33:29 Cigarettes as Unconventional Therapy
01:37:29 Unsustainable Farming Practices
-------------------------------
⚠NO FINANCIAL ADVICE / DISCLAIMER⚠
The Information discussed and shared on Barn Talk is provided for educational, informational, and entertainment purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or success for any particular purpose.
The Information contained in or provided from or through this podcast is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice.
The Information on this podcast and provided from or through our content is general in nature and is not specific to you, the user or anyone else. You should not make any decision, financial, investment, trading or otherwise, based on any of the information presented on this podcast without undertaking independent due diligence and consultation with a professional, professional broker or financial advisory.
Understand that you are using any and all Information available on or through this website at your own risk.
RISK STATEMENT– The trading of Bitcoins, alternative cryptocurrencies, NFTs, individual stocks, etc. has potential rewards, and it also has potential risks involved. Trading may not be suitable for all people. Anyone wishing to invest should seek his or her own independent financial or professional advice.
161 episodes
Manage episode 478062688 series 3318406
Welcome back to another episode of Barn Talk! In today’s episode, Sawyer and Tork dive deep into the world of agricultural finance with special guest Jake Espenmiller, the new President and CEO of Conterra Ag Capital. If you’ve ever wondered how tariffs, interest rates, and the shifting economic landscape are impacting America’s farms—or you just want to know what it really takes to thrive in ag finance—this episode is for you.
Jake shares his winding journey from small-town Iowa to becoming a leader in ag lending, including what it was like to step into a business during a time of growth, uncertainty, and industry change. The discussion covers everything from the current state of commodity markets and the reality behind headlines about tariffs, to how top farmers are managing costs, embracing technology, and running their operations like true businesses. Plus, the crew explores the future of rural America, with candid takes on housing, AI, the evolving job market, and lessons learned from nearly a century of farming wisdom.
Whether you’re a farmer, a lender, or just ag-curious, you’ll find honest advice, some laughs, and plenty of practical takeaways in this jam-packed conversation. Let’s get into it!
Use code BARNTALK for 10% OFF your next order
SUBSCRIBE TO THE PODCAST ➱ https://bit.ly/3a7r3nR
SUBSCRIBE TO THIS’LL DO FARM ➱ https://bit.ly/2X8g45c
LISTEN ON:
SPOTIFY ➱ https://open.spotify.com/show/3icVr4KWq4eUDl7Oy60YMY
APPLE ➱ https://podcasts.apple.com/us/podcast/barn-talk/id1574395049
Follow Behind The Scenes👇🏻
● This’ll Do Farm Instagram ➱ https://bit.ly/30KPBNk
● Barn Talk TikTok ➱ https://bit.ly/3qciekS
● Sawyer’s Instagram ➱ https://bit.ly/3BtX0n4
● Tork’s Instagram ➱ https://bit.ly/3LGZJxS
00:00 Ag Finance and Tariffs Discussion
05:18 Gold's Influence and Stock Trends
14:21 Long-Term Resilience in Farmland Lending
16:52 Unexpected Agriculture Journey
22:43 Career Journey in Agriculture Lending
26:59 Community Bonds and Farm Legacy
31:49 Agricultural Commodity Shipping Tax Repeal
40:10 Fed's Dual Mandate and Market Rates
44:37 Rising Costs of Agricultural Loans
48:21 Revitalizing Small Town America
54:00 "Value of Face-to-Face Interaction"
01:00:22 Winning in Agriculture: Strategy and Adaptation
01:04:46 Self-Reliance in Farm Operations
01:09:42 "Legacy Farmer Coaching Impact"
01:17:43 Streamlining Financial Data Processing
01:22:23 AI Replacing Human Jobs
01:28:08 Hiring for Cultural Fit
01:33:29 Cigarettes as Unconventional Therapy
01:37:29 Unsustainable Farming Practices
-------------------------------
⚠NO FINANCIAL ADVICE / DISCLAIMER⚠
The Information discussed and shared on Barn Talk is provided for educational, informational, and entertainment purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or success for any particular purpose.
The Information contained in or provided from or through this podcast is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice.
The Information on this podcast and provided from or through our content is general in nature and is not specific to you, the user or anyone else. You should not make any decision, financial, investment, trading or otherwise, based on any of the information presented on this podcast without undertaking independent due diligence and consultation with a professional, professional broker or financial advisory.
Understand that you are using any and all Information available on or through this website at your own risk.
RISK STATEMENT– The trading of Bitcoins, alternative cryptocurrencies, NFTs, individual stocks, etc. has potential rewards, and it also has potential risks involved. Trading may not be suitable for all people. Anyone wishing to invest should seek his or her own independent financial or professional advice.
161 episodes
All episodes
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