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E:50 Unlocking the Secrets of Premium Finance with Charles Heinzelman with C4 Financial Partners

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Manage episode 503042297 series 3595647
Content provided by AltInvestingMadeEasy LLC. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by AltInvestingMadeEasy LLC or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

In this episode of Alt Investing Made Easy, Charles Heinzelman discusses premium finance, its benefits for high net worth individuals, and the importance of tax planning. He shares insights on networking, compliance in finance, and lessons learned from the financial crisis. Charles emphasizes the significance of personal philosophy in professional growth and reflects on his journey from attorney to finance professional, highlighting the value of helping others in the industry.

About Our Guest: Charles Heinzelman, CEO & Founder, C4 Financial Partners

Charles Heinzelman is a tax planning and premium finance specialist serving high net worth individuals. With 16+ years as CEO of C4 Financial Partners, he helps clients grow assets through tax-advantaged strategies.


Background:

  • Former compliance officer at Transamerica/InterSecurities
  • Licensed attorney (Ohio and Arizona bars)
  • Multiple securities licenses for supervision and advisory services
  • Specializes in premium finance for clients with $250k+ income and $5M+ net worth

About Premium Finance:

  • Uses bank financing with participating whole life insurance
  • Creates tax-deductible interest payments while building tax-deferred assets
  • Available to qualified high net worth individuals for estate and tax planning

Network in Action Austin:

  • Founder and leader of Austin's technology-based networking organization
  • Combines traditional networking with mastermind components
  • Focus on B2B relationship building and revenue generation

Philosophy: "If you want to go fast, go alone. If you want to go far, go with others."

Contact: LinkedIn: linkedin.com/in/benefitingyou

Takeaways

- Premium finance is a method for high net worth individuals to finance their retirement using bank loans.

- Tax planning is crucial for maximizing financial efficiency and leveraging available structures.

- Networking is essential for building relationships and driving revenue in business.

- Compliance is critical in finance to ensure legal adherence and protect clients.

- Documentation is key to avoiding legal issues and maintaining accountability.

- Learning from past financial crises can inform better decision-making in the future.

- Personal philosophy plays a significant role in professional success and growth.

- Transitioning from law to finance can provide unique insights and advantages.

- Helping others is a core value that drives success in the finance industry.

- Building wealth requires understanding and utilizing various financial strategies.

Chapters

00:00 Introduction to Premium Finance

02:36 Understanding Premium Finance and Its Benefits

05:25 The Importance of Tax Planning

08:00 Networking in Action: Building Connections

11:16 The Role of Compliance in Finance

13:52 Lessons from the Financial Crisis

16:41 Personal Philosophy and Professional Growth

19:31 The Journey of an Attorney to Finance

22:10 Conclusion and Final Thoughts

Sponsored by:
Real Advisers, Austin, Texas

Video and Podcast Production by:

Red Sun Creative, Austin, Texas: https://redsuncreative.studio

For more information: AltInvestingMadeEasy.com

Please contact us: [email protected]

Roland Wiederanders: [email protected]

Sarah Florer: [email protected]

Disclaimers:

“This production is for educational purposes only and is not intended as investment or legal advice.”

“The hosts of this podcast practice law with the law firm, Ferguson Braswell Fraser Kubasta PC; however, the views expressed on this podcast are solely those of the hosts and their guests, and not those of Ferguson Braswell Fraser Kubasta PC.”

© 2025 AltInvestingMade Easy.com LLC All rights reserved

  continue reading

62 episodes

Artwork
iconShare
 
Manage episode 503042297 series 3595647
Content provided by AltInvestingMadeEasy LLC. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by AltInvestingMadeEasy LLC or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

In this episode of Alt Investing Made Easy, Charles Heinzelman discusses premium finance, its benefits for high net worth individuals, and the importance of tax planning. He shares insights on networking, compliance in finance, and lessons learned from the financial crisis. Charles emphasizes the significance of personal philosophy in professional growth and reflects on his journey from attorney to finance professional, highlighting the value of helping others in the industry.

About Our Guest: Charles Heinzelman, CEO & Founder, C4 Financial Partners

Charles Heinzelman is a tax planning and premium finance specialist serving high net worth individuals. With 16+ years as CEO of C4 Financial Partners, he helps clients grow assets through tax-advantaged strategies.


Background:

  • Former compliance officer at Transamerica/InterSecurities
  • Licensed attorney (Ohio and Arizona bars)
  • Multiple securities licenses for supervision and advisory services
  • Specializes in premium finance for clients with $250k+ income and $5M+ net worth

About Premium Finance:

  • Uses bank financing with participating whole life insurance
  • Creates tax-deductible interest payments while building tax-deferred assets
  • Available to qualified high net worth individuals for estate and tax planning

Network in Action Austin:

  • Founder and leader of Austin's technology-based networking organization
  • Combines traditional networking with mastermind components
  • Focus on B2B relationship building and revenue generation

Philosophy: "If you want to go fast, go alone. If you want to go far, go with others."

Contact: LinkedIn: linkedin.com/in/benefitingyou

Takeaways

- Premium finance is a method for high net worth individuals to finance their retirement using bank loans.

- Tax planning is crucial for maximizing financial efficiency and leveraging available structures.

- Networking is essential for building relationships and driving revenue in business.

- Compliance is critical in finance to ensure legal adherence and protect clients.

- Documentation is key to avoiding legal issues and maintaining accountability.

- Learning from past financial crises can inform better decision-making in the future.

- Personal philosophy plays a significant role in professional success and growth.

- Transitioning from law to finance can provide unique insights and advantages.

- Helping others is a core value that drives success in the finance industry.

- Building wealth requires understanding and utilizing various financial strategies.

Chapters

00:00 Introduction to Premium Finance

02:36 Understanding Premium Finance and Its Benefits

05:25 The Importance of Tax Planning

08:00 Networking in Action: Building Connections

11:16 The Role of Compliance in Finance

13:52 Lessons from the Financial Crisis

16:41 Personal Philosophy and Professional Growth

19:31 The Journey of an Attorney to Finance

22:10 Conclusion and Final Thoughts

Sponsored by:
Real Advisers, Austin, Texas

Video and Podcast Production by:

Red Sun Creative, Austin, Texas: https://redsuncreative.studio

For more information: AltInvestingMadeEasy.com

Please contact us: [email protected]

Roland Wiederanders: [email protected]

Sarah Florer: [email protected]

Disclaimers:

“This production is for educational purposes only and is not intended as investment or legal advice.”

“The hosts of this podcast practice law with the law firm, Ferguson Braswell Fraser Kubasta PC; however, the views expressed on this podcast are solely those of the hosts and their guests, and not those of Ferguson Braswell Fraser Kubasta PC.”

© 2025 AltInvestingMade Easy.com LLC All rights reserved

  continue reading

62 episodes

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