In this eye-opening episode of the ADAS Empowered Podcast, host Joel Adcock welcomes Nick Melon of RRM Insurance for a deep dive into one of the most overlooked but critical aspects of collision repair and ADAS calibration: insurance and risk management.

Nick shares his journey into the automotive insurance space and how RRM Insurance has become a trusted partner for collision shops, dealerships, and service providers nationwide. He unpacks the unique risks tied to subletting calibrations, vetting subcontractors, and ensuring proper liability coverage, revealing why many shops may be more exposed than they realize.

The conversation goes beyond the basics of garage keepers and general liability to explore emerging risks like cybersecurity, professional liability, and employment practices coverage—areas where gaps can quickly lead to multimillion-dollar claims. Nick also shares practical strategies for shop owners, from collecting certificates of insurance to developing employee handbooks and protocols that mitigate risk both in the bay and in the back office.

You’ll also hear about:

• Why liability from subcontracted calibrations always rolls back to the shop
• Best practices for vetting and contracting with ADAS providers and other vendors
• How exclusions in policies can leave shops non-compliant with DRP contracts
• The rising importance of cyber liability in an era of connected vehicles
• Why working with an industry-specialized insurance agency makes all the difference

Whether you’re a shop owner, technician, or vendor partner, this episode is packed with actionable insights to safeguard your business and ensure vehicles are returned to customers safely and correctly.

🎧 Listen now to learn how Nick Melon and RRM Insurance are helping collision repair shops navigate today’s complex risk landscape with confidence.

🔗 Resources mentioned in the episode:
RRM Insurance: rrmins.com

Contact Nick directly: [email protected]
| (623) 777-4471