What are you doing with your tax refund this year?

In this episode, we’re getting real about our financial journey—how small, consistent habits have helped us make meaningful progress in paying down debt. We kick things off with a fun game (yes, it involves singing—and no, we’re not auditioning for American Idol). Expect a few missed notes and a lot of laughs along the way.

We also talk about the curveball we got during tax season when our refund didn’t come through as expected, reminding us that it’s better to make financial plans without banking on unexpected bonuses.

It’s the small, everyday choices that are making a difference: cutting back on meals out, checking in on our budget regularly, and avoiding credit card temptations. These simple habits are helping us inch closer to our goal.

If you're navigating debt or just want some practical tips on making better financial choices, this episode is for you. Sometimes it’s not about big changes, but the tiny ones that add up over time.

Episode Highlights:

• Let's play a new game.
• Sharing a debt update.
• Whatchu doin' with that tax return?

Links Mentioned in Episode/Find More on A Force to Be Reckoned With:

• Jointheforce.us
• Follow Bethany on Instagram @bethanyadkins
• Follow Corey on Instagram @mrcoreyadkins
• Find us on Youtube!
• Email Bethany at [email protected]

This show has been produced by Adkins Media Co.