Best YNAB Podcasts (2025)

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YNAB — Our First Customers 39:41

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20d ago39:41

39:41

Todd Curtis, CEO of YNAB, shares how customer support became the foundation for sustainable growth. Learn why they embedded support in product teams and used it as a training ground for company-wide leadership. Here's the original YNAB Support Ethics document (long since replaced with expanded versions) https://2760806.fs1.hubspotusercontent-na1.ne…

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Stop Quitting: Join Me In January 3:29

2d ago3:29

3:29

❇️ Join The Empowered Money Circle before our live round, starting in January!! https://www.theexuberantelephant.com/emc --- 🟪 FREE RESOURCES: https://www.theexuberantelephant.com/downloads 🟪 EVERYTHING PAGE: https://www.theexuberantelephant.com/everything 🟪 BLOG: https://www.theexuberantelephant.com/blog-home ➡️ Try YNAB for FREE for 34 days: http…

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2025 Money Wins and How to Own 2026 with Dr. Barb and Maggie 27:12

6d ago27:12

27:12

Send us a text The end of the year is here, and wow, do we have wins to celebrate! This week, it’s just us pulling back the curtain on the biggest money moments, breakthroughs, and lessons women in our community created in 2025. And let us tell you, these wins… they’re real, they’re powerful, and they prove exactly what we always say… “Women do bet…

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Buy Or Rent? The Real Question You Should Be Asking... 5:32

7d ago5:32

5:32

Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow Got a question for Jesse? Send him an email: [email protected] Sign up for a free 34-day trial of YNAB at www.youneedabudget.com Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial…

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11: Rewire Your Brain for Abundance: Why Mindset is Your #1 Financial Tool 14:12

9d ago14:12

14:12

Are you stuck in a cycle of financial fear and scarcity? In this episode, we're diving into your money mindset to show you how rewiring your brain for abundance is the most powerful—and often overlooked—financial tool you have for creating true, lasting clarity and confidence in your life. RESOURCES MENTIONED IN THIS EPISODE: 30 Free Money Affirmat…

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Wedding Planning? What Actually Matters and What to Skip with Cherry Blossom Weddings & Events 52:01

13d ago52:01

52:01

Send us a text Weddings are beautiful… but wow, they can get expensive fast. This week, we sat down with the powerhouse duo behind Cherry Blossom Weddings & Events, Owner and Founder Alexandra Pare and Senior Event Designer Alison Golt. With nearly 20 years in the industry and a thriving seven-person team, they’ve seen it all, the magic, the mishap…

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More Money = Less Stress? Think Again 3:58

14d ago3:58

3:58

It's a common trap to think that making more money is the answer to your financial worries. Many people think that if they just had a bigger income, then they'd be able to afford everything they needed and wanted, and they wouldn't have to worry anymore. But a recent experience reminded Jesse that this simply isn't true. Jesse spoke at an event wit…

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10: What's Your Gift-Giving Love Language? Aligning Your Spending with Your Values This Holiday Season 12:41

17d ago12:41

12:41

The holidays bring big emotions, and it's time to make sure your gift budget truly aligns with your heart. By digging into your Gift-Giving Love Language and learning how to use your money with intentionality, you can spend with confidence and joy instead of guilt this season. RESOURCES MENTIONED IN THIS EPISODE: Thrifty & Merry: : A Guided Workboo…

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The Other Side of ‘I Do’: Rebuilding Money and Mindset After Divorce with Jill Kaufman 29:19

21d ago29:19

29:19

Send us a text Divorce is hard enough. Don’t let money make it harder. Our guest today, Jill Kaufman, knows firsthand how overwhelming divorce can be emotionally and financially. Jill is a Divorce Coach, Therapist, Mediator & Co-parenting Expert. After going through her own difficult divorce, she made it her life’s mission to help others not have i…

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How Savers Become Spenders 6:57

21d ago6:57

6:57

Everyone is familiar with the "savers and spenders" dichotomy: some people identify as savers and others spenders, the implication being that spenders are irresponsible with money and savers are wise and frugal. As Jesse has argued, it's a false dichotomy. In fact, YNAB's overarching goal is to help everyone become a "spender" -- a wise spender who…

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#130 - Gen Z Money Trends: How TikTok and Instagram Are Shaping Personal Finance 1:15:00

22d ago1:15:00

1:15:00

In today's episode resident social media gurus Amber and Sarah, of Instagram and TikTok fame respectively, join the show to talk about the personal finance trends that are going viral among the Gen Z population right now. The economy is difficult to thrive in, especially for young people, and the Zoomers have come up with creative ways to use their…

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9: From Hating Math to Budget Nerd 15:13

27d ago15:13

15:13

Today I'm sharing how I went from crying over math homework to being the budget nerd I am today! RESOURCES MENTIONED IN THIS EPISODE: ❇️ The Empowered Money Circle: https://www.theexuberantelephant.com/membership --- 🟪 FREE RESOURCES: https://www.theexuberantelephant.com/downloads 🟪 EVERYTHING PAGE: https://www.theexuberantelephant.com/everything 🟪…

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Money, Gratitude, and the Power of Community with Dr. Barb Provost and Maggie Nielsen 21:16

28d ago21:16

21:16

Send us a text Happy (belated) Thanksgiving! We’re keeping it cozy, honest, and full of heart. In this solo episode, we’re sitting down together to talk about gratitude, money, community, and what it really means to take care of yourself during a season that pulls women in every direction. We share childhood memories, our hot takes on Thanksgiving …

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Want to Stop Worrying About Money? It's All About Timing 9:07

28d ago9:07

9:07

Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow Got a question for Jesse? Send him an email: [email protected] Sign up for a free 34-day trial of YNAB at www.youneedabudget.com Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial…

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8: Seeing Money as a Bridge: A Thanksgiving Reflection 6:21

1M ago6:21

6:21

This Thanksgiving, let's stop carrying all that shame and guilt around money. Learn how to transform your relationship with your finances by embracing gratitude for every dollar you have, no matter how small or large that number is. --- ❇️ Join The Empowered Money Circle on Skool! https://www.theexuberantelephant.com/emc 🟪 FREE RESOURCES: https://w…

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25 Years of Paying Attention, Not Interest: Where Did That Get Us? 44:36

1M ago44:36

44:36

It's been 15 years since the launch of this podcast, and 25 years since my wife and I started doing life together. A lot has changed in 25 years! In this episode, I share: How compounding has made my wife & I millionaires despite crashes How we qualified for a big honkin' mortgage on only my self-employed income and WITHOUT a traditional credit sco…

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Budgeting + Mindset with YNAB with Lindsey Ciarrocca 34:13

1M ago34:13

34:13

Send us a text Budgeting doesn’t have to feel like punishment, it can actually set you free. This week, we’re joined by Lindsey Ciarrocca, a YNAB Certified Coach, Certified Money Coach®, and founder of The Exuberant Elephant. Lindsey is all about helping women use money as a tool to live their greatest life. She’s also the co-owner of Providers & F…

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You're Bad With Money. Here's How to Fix It 6:27

1M ago6:27

6:27

The average person is bad at money. Actually, most people are bad at money! Living paycheck to paycheck, with little to no savings and a lot of debt is the norm. But you don't have to be. Learning to spend well is the key to learning to be good with money, because all things finanical flow from spending. YNAB teaches you just how to do that. Watch …

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Wistia — Our First Customers 35:01

1M ago35:01

35:01

Chris Savage, co-founder and CEO of Wistia, shares how staying in the support inbox for ten years, walking away from a potential major deal with HBO as customer #4, and choosing patience over growth helped their team build a video marketing platform where every product decision starts with understanding customer pain—not just counting feature reque…

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#129 - YNAB for Singles: Lauren's Categories 1:31:48

1M ago1:31:48

1:31:48

In today's episode, Ben and Ernie interview Lauren, a single mid-30's physical therapist living in Arizona. Lauren is already a legend in the Budget Nerds community for YNAB'ing for years completely manually, without ever connecting a bank account. A true budget nerd, she logs in daily to enter transactions and reconcile. She's never even done a fi…

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7: Pennies Might Be Dead, But Tracking Isn't! 6:43

1M ago6:43

6:43

The end of the penny era in the U.S. might seem irrelevant to modern budgeting, but I'm here to tell you why tracking down to the last cent is still vital for gaining financial clarity and eliminating mental accounting. RESOURCES MENTIONED IN THIS EPISODE: YNAB Made Easy: https://www.theexuberantelephant.com/ynab-course [Blog Post] Mastering Your F…

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Building a Business in a Male-Dominated Industry with Jillian Eberhard 35:28

1M ago35:28

35:28

Send us a text More women are buying homes, building businesses, and managing household decisions, so why are we still being overlooked when it comes to HVAC, home maintenance, and major service decisions? In this episode, we’re sitting down with Jillian Eberhard, co-owner of Aire Serv Heating and Air Conditioning of Glenbrook, who made a bold leap…

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Delay... Not Debt 8:23

2M ago8:23

8:23

Jesse shares a story about helping his daughter use YNAB to plan her spending and save for an electric bicycle. The bike was $600, quite a big ticket item for a 9 year old, but together they came up with a plan and created a target in YNAB to assign money toward that goal each month. And when the day came a few months later to make the purchase... …

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6: 7 Tips to Take Control of Your Grocery Budget 16:52

2M ago16:52

16:52

The grocery budget causes a lot of financial stress, but it doesn't have to be a category you just cut! In this episode, I'm sharing my seven most actionable tips to help you stop overspending on groceries. RESOURCES MENTIONED IN THIS EPISODE: My favorite crock pot recipe book: https://amzn.to/4bSW9NQ Printable Meal Planners: https://www.theexubera…

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Menopause, Money & Midlife Hacks with Jill Foos 41:47

2M ago41:47

41:47

Send us a text Menopause isn’t just a health transition, it’s a financial one. In this episode, we’re joined by Jill Foos, a Chicago-based National Board-Certified Health & Wellness Coach and founder of Jill Foos Wellness, where she helps clients worldwide navigate menopause and midlife through functional medicine and integrative health strategies.…

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#128 - Setup Your Plan Like a Budget Nerd: Advanced YNAB Concepts 1:06:18

2M ago1:06:18

1:06:18

A few episodes ago, Ben and Ernie walked through how to set up YNAB for the first time, focusing on the basics. Today, by popular request, they are covering the advanced setup, exploring every feature YNAB has to help you setup a spending plan that fits with your life. There's a lot here, so strap in nerds! As with episode #123 on the basic YNAB se…

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5: 3 Steps to Take When You’re Spending More Than You Make 10:40

2M ago10:40

10:40

In this episode, we're diving into the three immediate steps you can take when your expenses are more than your income, so you can stop the financial bleeding and start building a life you love. FREE printable expense tracker: http://theexuberantelephant.com/expense-tracker FREE workbook, Align Your Money Workbook: https://www.theexuberantelephant.…

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Not-So-Scary Money Stories with Dr. Barb and Maggie 19:19

2M ago19:19

19:19

Send us a text Money doesn’t have to be scary, but some of our stories definitely are! This Halloween, Dr. Barb and Maggie are sharing the spooky, funny, and oh-so-relatable money moments that still make us cringe. From scary Uber surge charges to haunting home equity blunders, we’re digging into the real-life financial frights women face , and wha…

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4: Hope Is Not a Plan: The First Steps to Financial Freedom 12:30

2M ago12:30

12:30

How often do you go to log into your bank account and feel that familiar sense of dread? So many of us rely on mental accounting, guessing what's there and hoping for the best. But, unfortunately, hope is not a plan, and that fear is keeping you from the one thing you need for true financial freedom: clarity. In this episode, we're talking about wh…

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Smart Year-End Tax & Retirement Strategy with Carolyn Rowland 27:16

2M ago27:16

27:16

Send us a text The end of the year is your moment to take control of your money, not scramble over taxes. This week, we sat down with Carolyn Rowland, CFP®, EA, Partner and Financial Advisor at Resilient Wealth Planning. Carolyn combines tax smarts with long-term financial planning to help women feel calm, confident, and in charge of their money. I…

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Jesse Is Taking a Short Break: Stay Tuned! 0:53

2M ago0:53

0:53

Jesse is taking a short break while he's on the road. He'll be back in a couple weeks! Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow Got a question for Jesse? Send him an email: [email protected] Sign up for a free 34-day tria…

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#127 - Pay Off Debt vs Get A Month Ahead: Which Should You Do First? 53:39

2M ago53:39

53:39

Ben and Ernie take up arms in the age old personal finance battle -- pay off your debt first, or get a month ahead on your bills? While they have discussed this topic before, in today's episode they approach the two paths with a balanced view, weighing the pros and cons of each. While they have an obvious bias toward getting a month ahead on your b…

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3: Why Your Budget Never Sticks (Spoiler Alert: It's Not Your Fault) 16:52

2M ago16:52

16:52

Have you ever tried budgeting in the past, maybe multiple times, only to feel that lingering sense of defeat when things just didn't stick? You're smart, you're educated, you have a good job, yet money still feels incredibly confusing. You download the apps, you try the "no-spend" challenges, you restrict yourself... and then you crash and burn on …

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The Hidden Financial Cost of Friendships with Jack Howard 48:50

2M ago48:50

48:50

Send us a text Friendship should fill you up, not drain your bank account. This week on Women & Money: The Shit We Don’t Talk About, we’re joined by Jacqueline “Jack” Howard, the Head of Money Wellness at Ally Bank. She serves as a strategic program and communication lead to establish Ally as the leading voice in financial health and wellness, with…

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Changing The Rules of Money | Dave Crombleholme Live from Fan Fest Minneapolis 2025 29:34

2M ago29:34

29:34

In today's episode, Jesse hands over the mic to YNAB team member Dave Crombleholme, who presented at the Minneapolis Fan Fest in June 2025. Dave is perhaps most famous for his idea of the Wish Farm at YNAB, but he's also spent a long time wrestling with the word budget. In Dave's presentation, he outlines various iterations of the YNAB rules over t…

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2: Budgeting for a Life You Love: An Introduction to YNAB 10:49

3M ago10:49

10:49

What if budgeting wasn't about restriction but rather, a powerful tool for financial freedom? In this episode, I'm introducing you to YNAB (You Need A Budget), my favorite budgeting tool that has helped me and countless clients transform how we look at our money. We'll explore the four rules that make YNAB different and how you can use them to stop…

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Setting Holiday Boundaries Without Busting Your Budget with Lisa Chastain 32:53

3M ago32:53

32:53

Send us a text The holidays don’t have to break the bank or your sanity. This week, we’re joined by Lisa Chastain, a renowned expert in personal finance and dedicated to empowering passionate and successful women to overcome the shame and guilt surrounding their finances. Lisa has built her entire career supporting individuals to rewire their money…

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Money Is the Medium, Money Is You | Jesse Live from Fan Fest Minneapolis 2025 27:57

3M ago27:57

27:57

In June 2025 at YNAB Fan Fest Minneapolis, Jesse gave a talk about how money is a medium -- not just of exchange, but, ultimately, of you. When you really examine what it is that money does in the world, it is a thing which translates your energy and effort (required to earn the money) into tangible goods and services. When you draw a throughline b…

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#126 - Spending A Life of Adventure with Ashley L. (Live from FF Minneapolis) 53:16

3M ago53:16

53:16

At Fan Fest Minneapolis in June 2025, Ben and Ernie recorded their first ever live podcast of Budget Nerds! They invited friend, mentor, and fellow YNAB creator Ashley Lapato, who also runs @theorganizedwallet account on TikTok. Ashley tells her story of discovering YNAB after an especially embarassing failure to pay her bills on time while her hus…

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1: How to Stay Motivated on Your Financial Journey 6:44

3M ago6:44

6:44

In this first episode, I'm sharing the most powerful exercise I do with all my clients before we ever look at the numbers: finding your financial why. Your financial journey can feel like a mountain, but when you have something that motivates you so deeply that it feels like a punch in the gut, you'll find the motivation to keep going, even when th…

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The Cost of Goodbye: How Funeral Pre-Planning Saves Money and Heartache with Blair Overton 42:07

3M ago42:07

42:07

Send us a text the conversation doesn’t make it go away. In fact, it can leave our loved ones overwhelmed, unprepared, and facing major financial stress. This week on Women & Money: The Shit We Don’t Talk About, we sit down with Blair Overton, a fourth-generation funeral director in Iowa who has spent his career helping families through one of the …