Best Wade Pfau Podcasts (2025)

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Trump Savings Accounts/Tax-Advantaged Accounts For Children 28:22

Play Pause

2h ago28:22

28:22

Hans and Robby are back again this week with a brand new episode! This week, they discuss tax advantaged accounts for children. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] or ca…

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Episode 202: OBBBA and You, Part 2: The Deductions That Could Change Your Tax Bill 40:50

4d ago40:50

40:50

The conversation explores key tax topics, including below-the-line deductions, charitable contributions, mortgage insurance deductions, gambling taxes, and the taxation of Social Security benefits. It also discusses potential changes to Affordable Care Act subsidies and highlights the importance of proactive tax planning to navigate these complexit…

1
Long-Term Care Insurance - $10,000/month Unlimited Months 28:10

7d ago28:10

28:10

Hans and Robby are back again this week with a brand new episode! This week, they discuss long term care. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] or calling 919-535-8261. Le…

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Episode 201: OBBBA and You: How the “One Big Beautiful Bill” Reshapes Retirement Taxes 39:02

11d ago39:02

39:02

In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau are joined by CPA Brett Leyton to discuss the new tax provisions introduced in the One Big Beautiful Bill Act. The conversation covers essential topics such as federal income tax brackets, standard deductions, and various new below-the-line deductions that can benefit taxpayers,…

1
Comprehensive Financial Plan 27:50

16d ago27:50

27:50

Hans and Robby are back again this week with a brand new episode! This week, they discuss comprehensive financial plan. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] or calling 91…

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Episode 200 Celebration 1:02:47

19d ago1:02:47

1:02:47

Welcome to a milestone episode of Retire With Style! In this celebratory 200th installment, Wade and Alex take a break from the usual deep dives into retirement planning to reflect on their journey so far, from a hesitant start to a full-blown podcast and lifestyle brand. They revisit some of the most popular episodes, listener feedback (the good, …

1
Medicare Insurance Market Disruption 28:13

23d ago28:13

28:13

Hans and Robby are back again this week with a brand new episode! This week, they discuss medicare insurance market disruption. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] or ca…

1
Episode 199: Beyond the Numbers: Planning for Life, Not Just Finances 31:18

25d ago31:18

31:18

By Wade Pfau & Alex Murguia

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One Big Beautiful Bill Act of 2025 OBBBA 28:11

30d ago28:11

28:11

Hans and Robby are back again this week with a brand new episode! This week, they discuss the one big beautiful bill act of 2025 aka OBBBA. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalgui…

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Episode 198: Beyond the Numbers: The Human Side of Retirement 38:29

1M ago38:29

38:29

In part one of their conversation with Dan Haylett, Wade Pfau and Alex Murguia explore the human side of retirement planning. They emphasize that financial planning is only part of the equation and discuss the emotional and psychological challenges retirees face. Dan introduces the five pillars of a thriving retirement: purpose, identity, relations…

1
Alternative To Fixed Income - Asset Allocation 28:29

1M ago28:29

28:29

Hans and Robby are back again this week with a brand new episode! This week, they discuss the an alternative to fixed income with asset allocation. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@car…

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Episode 197: RWS Live! With Bill Bengen: Part 2 31:39

1M ago31:39

31:39

In this conversation, Wade Pfau, Alex Murguia and Bill Bengen discuss various aspects of retirement planning, focusing on risk management, asset allocation, and the implications of market conditions on withdrawal rates. Bengen shares insights on adjusting the traditional 4% rule based on current market valuations and inflation, emphasizing the impo…

1
Are You A 401k Millionaire? Planned For The Taxes? 28:05

1M ago28:05

28:05

Hans and Robby are back again this week with a brand new episode! This week, they discuss the question, are you a 401k millionaire. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] o…

1
Episode 196: RWS Live! With Bill Bengen: Part 1 29:54

2M ago29:54

29:54

In this live Q&A session, Wade Pfau, Alex Murguia, and Bill Bengen discuss the intricacies of safe withdrawal rates in retirement, focusing on the relevance of the 4% rule, the impact of inflation, and the importance of investment strategies. They explore various topics including the significance of account types, the risks associated with stock pi…

1
Retirement Income Planning With Wade Pfau 28:04

2M ago28:04

28:04

Hans and Robby are back again this week with a brand new episode! This week, they discuss retirement income planning. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] or calling 919-…

1
Episode 195: The 4% Rule and Beyond: Retirement Strategies with Bill Bengen 39:05

2M ago39:05

39:05

In this episode of Retire with Style, Wade Pfau and Alex Murguia talk with William Bengen, pioneer of the 4% rule in retirement planning. They explore the rule’s evolution, how inflation and market valuations shape sustainable withdrawals, and Bengen’s current recommendations. The discussion highlights the role of asset allocation, the importance o…

1
Traditional LTC vs Hybrid Life/LTC 27:58

2M ago27:58

27:58

Hans and Robby are back again this week with a brand new episode! This week, they discuss social security trust fund accounting. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] or c…

1
Episode 194: RWS Live! Rethinking Retirement: Inflation, Annuities, and Roth Conversions 38:57

2M ago38:57

38:57

In this conversation, Alex Murguia and Wade Pfau explore strategies for retirement planning, including hedging against inflation, using break-even analysis in Social Security decisions, and evaluating annuities for retirement income. They also cover the implications of Roth conversions and the reverse equity glide path strategy for managing investm…

1
IRMAA-Medicare Tax High Income People 27:52

2M ago27:52

27:52

Hans and Robby are back again this week with a brand new episode! This week, they discuss medicare tax for those with a high income. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] …

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Episode 193: RWS Live!: From Tontines to ETFs: Exploring Innovative Retirement Solutions 33:35

2M ago33:35

33:35

In this conversation, Wade Pfau and Alex Murguia discuss retirement planning topics including market downturns, buffer assets, demographic trends, and emerging products like tontines and buffered ETFs. They highlight how historical market performance shapes future expectations and emphasize the role of strategic asset allocation in retirement incom…

1
Social Security Trust Fund Accounting 28:16

2M ago28:16

28:16

Hans and Robby are back again this week with a brand new episode! This week, they discuss social security trust fund accounting. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] or c…

1
Episode 192- Beyond The 4% Rule 36:05

2M ago36:05

36:05

In this episode of Retire with Style, Alex Murguia and Wade Pfau dive into key retirement planning topics, including sequence risk, the 4% rule, withdrawal strategies, and bond yields. They highlight the importance of a comprehensive financial plan that accounts for asset allocation, tax considerations- such as those related to TIPS and annuities- …

1
Estate Planning Documents, What's The Purpose 28:08

3M ago28:08

28:08

Hans and Robby are back again this week with a brand new episode! This week, they discuss the purpose of estate planning documents. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] o…

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Episode 191: From Cash to HELOCs What’s in Your Buffer Toolbox 36:38

3M ago36:38

36:38

In this episode of Retire with Style, Alex Murguia and Wade Pfau explore how buffer assets can help manage sequence risk in retirement. They discuss different types of buffer assets—including cash, home equity lines of credit (HELOCs), multi-year guaranteed annuities (MYGAs), and whole life insurance—and examine the trade-offs involved with each. W…

1
How to Avoid Selling Your Next 100-Bagger | Practical Lessons from Chris Mayer 54:43

3M ago54:43

54:43

In this special episode, Matt Zeigler and Bogumil Baranowski take you on a deep-dive mixtape journey through the best moments from their past three years of conversations with author and investor Chris Mayer. From the brutal patience required to ride out dead money periods to why the lack of a catalyst might be a feature, not a bug—this episode is …

1
Multi-Year Guaranteed Annuity (MYGA) CD Alternative 28:00

3M ago28:00

28:00

Robby and Tom are here this week with a brand new episode! This week, they discuss the multi-year guaranteed annuity (MYGA) CD alternative. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalgui…

1
Episode 190- Buffer Assets, Bad Timing, and Better Plans 28:29

3M ago28:29

28:29

In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau explore how to manage sequence of returns risk in retirement. They break down four key strategies: spending conservatively, staying flexible with spending, reducing investment volatility, and using buffer assets. The discussion also touches on how sequence risk can arise more th…

1
New Tax Law - Benefits to Retirees & Seniors 28:19

3M ago28:19

28:19

Robby and Tom are here this week with a brand new episode! This week, they discuss new tax law - benefits to retirees & seniors. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] or c…

1
Episode 189: Gold Is Shiny- But Is It Smart? 38:28

3M ago38:28

38:28

In this episode of Retire with Style, Wade Pfau and Alex Murguia tackle listener questions on a range of financial topics, including gold’s volatility, alternative investments, and how to measure retirement success. They discuss the realities of investment returns, the impact of recent U.S. bond downgrades, and the importance of understanding risk,…

1
2025 Long-Term Care Insurance Purchased With IRA Money 28:15

3M ago28:15

28:15

Hans and Robby are back again this week with a brand new episode! This week, they discuss 2025 long-term care insurance purchased with IRA money. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardi…

1
Episode 188: Are TIPS the Retirement Safety Net You’ve Been Missing? 43:10

3M ago43:10

43:10

In this episode of Retire with Style, Alex Murguia and Wade Pfau explore Treasury Inflation-Protected Securities (TIPS) and their role in retirement planning. They cover the history of TIPS, their tax implications, and how they help protect against inflation. The conversation also addresses the drawbacks of TIPS, current market conditions, and the …

1
2025 Medicare And Your Handbook 28:34

4M ago28:34

28:34

Hans and Robby are back again this week with a brand new episode! This week, they discuss 2025 medicare and your handbook. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] or calling…

1
Episode 187: Couples, Roths, and SPIAs- Oh My! 28:55

4M ago28:55

28:55

In this episode of Retire with Style, Alex Murguia and Wade Pfau explore key retirement planning strategies, including how couples can optimize Social Security benefits, what to do with surplus funds from bond ladders, and the potential benefits of purchasing single premium immediate annuities (SPIAs) from Roth IRAs. They highlight the importance o…

1
The Fourth Turning is Here. But It Isn’t What You Think | Practical Lessons from Neil Howe 55:42

4M ago55:42

55:42

In this episode, Matt Zeigler and Dave Nadig revisit one of the most popular interviews on Excess Returns—our deep-dive conversation with Neil Howe, co-author of The Fourth Turning. But instead of leaning into the usual doom-and-gloom narrative, they unpack the misunderstood lessons at the heart of Howe’s generational theory. From inflation and lea…

1
Heather Schreiber on Social Security 28:04

4M ago28:04

28:04

Hans and Robby are back again this week with a brand new episode! This week, they discuss Heather Schreiber on social security. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] or ca…

1
Episode 186: How to Build a Retirement Plan That Lasts (and Saves on Taxes) 32:19

4M ago32:19

32:19

In this episode of Retire with Style, Alex Murguia and Wade Pfau answer listener questions on retirement planning for high earners. They explore tax strategies like Roth conversions and qualified charitable distributions, and discuss how tools like life insurance and annuities can help hedge longevity risk and support a stable retirement income. Ta…

1
When Easy Markets Hide Hard Truths | Practical Lessons from Richard Bernstein 59:43

4M ago59:43

59:43

In this episode, we highlight the biggest lessons from our Excess Returns interview with renowned strategist Richard Bernstein. We explore the paradox of today’s markets: why they feel easy, and what hard truths may be hiding beneath the surface. From the risks of narrow market leadership to the role of structural flows and investor complacency, Ri…

1
Income Tax Rate 12%, 22%, 24%-Leaving Money on the Table? 28:28

4M ago28:28

28:28

Hans and Robby are back again this week with a brand new episode! This week, they discuss income tax rate 12%, 22%, 24%-leaving money on the Table? Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@car…

1
Episode 185: Retire with Style Live Q&A 1:04:37

4M ago1:04:37

1:04:37

In this live Q&A session, Alex Murguia and Wade Pfau answer questions on key aspects of retirement income planning, including withdrawal strategies, the 4% rule, tax considerations, and the role of financial advisors. They discuss how age and financial circumstances can influence withdrawal rates and highlight the importance of using guardrails to …

1
QE Myths. Free Trade Lies. Fatal Mistakes | 12 Great Investors Share Their Most Unpopular Beliefs 51:34

4M ago51:34

51:34

Some of the most insightful investment conversations start with a single question: “What do you believe that most of your peers disagree with?” In this episode of Excess Returns, Jack Forehand and Matt Zeigler dive into 11 controversial investing takes—from QE and technical analysis to macro obsession and fee structures. You’ll hear nuanced perspec…

1
Step Up In Basis - Estate Planning - Income Tax 27:45

4M ago27:45

27:45

Hans and Robby are back again this week with a brand new episode! This week, they discuss step up in basis - estate planning - income tax. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguid…

1
Episode 184: Can Tech Replace Your Financial Advisor? 52:59

4M ago52:59

52:59

In this episode of Retire with Style, Wade Pfau and Alex Murguia talk with John Manganaro, senior reporter at ThinkAdvisor, about the shifting landscape of retirement income planning. They explore how technology is reshaping financial planning, the growing need for holistic advice, and the challenges both advisors and consumers face in finding effe…

1
How To Purchase A Monthly Income Guaranteed For Life 28:39

4M ago28:39

28:39

Hans and Robby are back again this week with a brand new episode! This week, they discuss how to purchase a monthly income guaranteed for life. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardina…

1
Episode 183: Retire Smarter, Not Harder 52:15

5M ago52:15

52:15

In this episode of Retire with Style, Alex Murguia and Wade Pfau explore the key elements of comprehensive retirement planning. They discuss the importance of understanding your financial goals, working with a financial advisor, and managing risks like health insurance and long-term care costs. Drawing on listener questions and case studies, they e…

1
ROTH IRA Vs. Cash Life Insurance 27:03

5M ago27:03

27:03

Hans and Robby are back again this week with a brand new episode! This week, they discuss ROTH IRA's vs cash life insurance. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing [email protected] or calli…

1
Episode 182: When Disaster Strikes… Should You Invest? 32:34

5M ago32:34

32:34

In this episode of Retire with Style, Wade Pfau and Alex Murguia explore alternative investments with a focus on natural resources, commodities, and catastrophe bonds. They break down the strategies and risks behind these asset classes and examine how they can fit into a diversified retirement portfolio. The conversation offers insights into the po…

1
20,000 Watched in Silence. Then Buffett Dropped the Bombshell. | What It Means for Berkshire 1:09:55

5M ago1:09:55

1:09:55

In this special episode of Excess Returns, Matt Zeigler is joined by Bogumil Baranowski to reflect on one of the most emotional and historic moments in financial history: Warren Buffett’s surprise announcement at the 2024 Berkshire Hathaway Annual Meeting. With commentary from voices who were in the room—and some who weren’t—we explore what it felt…

1
Comprehensive Financial Planning Includes Long Term Care Insurance 26:53

5M ago26:53

26:53

Hans and Robby are back again this week with a brand new episode! This week, they discuss how extensive financial planning can include long term care insurance. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emai…

1
Episode 181: Bricks, Mortar and Retirement 39:01

5M ago39:01

39:01

In this episode of Retire with Style, Wade Pfau and Alex Murguia explore real assets- focusing on real estate and infrastructure- and their role in retirement portfolios. They discuss the pros and cons of residential and commercial property ownership, the value of REITs, and the potential of infrastructure investments. The conversation highlights t…

1
Medicare Supplement (Medigap)-Plan G-HDG-Plan N 28:24

5M ago28:24

28:24

Hans and Robby are back again this week with a brand new episode! This week, they discuss medicare supplement for people over the age of 65 that already have a medicare supplement. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans …