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Putting the AP in hAPpy

Debra R Richardson

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A weekly podcast providing fraud prevention and vendor setup training to protect the vendor master file. Immediate takeaways with actionable steps you can implement today into your vendor onboarding and maintenance process to reduce fraud and regulatory fines. Great tips for the Accounts Payable and Procurement teams to clean-up their vendor data, clean-up their vendor processes so that they can pay the right vendor.
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B2B marketing strategy grows ever more complex, with marketers needing to understand strategy, marketing technology, e-commerce, customer success, and more. This show covers it all, from a Business-to-Business perspective. From the creators and host of the award-winning The Agile Brand with Greg Kihlström podcast, comes B2B Agility™, a podcast focused on how B2B marketers and the brands they represent become category leaders and drive optimal results for the business and their customers. The ...
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All Onboard

Thomas Kunjappu

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"All Onboard" is the definitive podcast for professionals seeking to deepen their understanding of the employee onboarding process. Hosted by Thomas Kunjappu, CEO of Cleary, this podcast brings together experts, innovators, and leaders in the field of human resources to explore the most effective strategies and challenges in employee onboarding. From the first-day fundamentals to long-term success strategies, "All Onboard" provides actionable insights to enhance your onboarding process and i ...
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Onboarding Therapy

Arrows Podcast Network

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Customer onboarding in B2B SaaS is changing fast, but the resources for onboarding teams? Not so much. That's why we're kicking off Onboarding Therapy, a podcast that tackles the real challenges onboarding teams face every day.
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Sales is a thinking process. The Catalyst Sale Podcast is a weekly podcast with Catalyst Sale founder Mike Simmons and host Jody Maberry. We discuss real stories with practical application, in the context of B2B Sales. Other topics discussed include - Sales Strategy, Revenue Operations, Training, Onboarding, Sales Enablement, Organization Enablement, Workforce Development, and Execution.
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This podcast is for you, if you are a manager, executive or a supervisor who wants to know, how to get the most out of your team, so that your employees start meeting deadlines, doing things right and exceeding your expectations. With this podcast you learn how to lead a highly effective team, how to make sure, things get done and how to deal with tough issues like confronting an employee performance problem, getting along with a bad boss or balancing the demands of work with your personal l ...
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In Who Hired This Person?, we dive into the wins, fails, and unexpected twists in the hiring process. HR leaders, hiring managers, and industry experts share real stories about what went right, what went wrong, and what they’ve learned along the way. If you’ve ever struggled with hiring, background checks, or making the right talent decisions, this podcast is for you.
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Discover the key to building a successful team with Industrial Psychologist and Founder of www.wamly.io, Francois de Wet. In this series, Francois sits down with industry experts to uncover their insider tips and techniques for hiring highly motivated and skilled individuals who will take your organisation to new heights. Whether you're struggling to find the right fit, or simply want to improve your hiring process, this podcast offers valuable insights and practical advice to help you build ...
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We all have problems we are looking to solve. We know that there are solutions out there, but we struggle with this. How do we find the solution, where does the nudge come from to help us take the next step, and start solving tough problems. The intention of this podcast is to help you find your catalyst and take that next step. The Find My Catalyst Podcast is a weekly podcast with Catalyst Sale founder Mike Simmons. We discuss real stories with practical application, in the context of leade ...
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The CMO Podcast

vYve & Jim Stengel

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Jim Stengel, former CMO of the largest marketer in the world (Procter & Gamble), and now small company entrepreneur sits down for intimate conversations with the most dynamic CMOs from all over the industry. This is not your typical marketing podcast, this is a unique look at the thought process and motivation of the CMO. Jim, who put purpose on the map gets in depth with each guest to reveal more about this pivotal role every brand seeks to fill. Through personal and revealing discussions J ...
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Welcome to HR Decoded with Annekah Hall — the show for startup founders, executive leaders, and operators scaling fast but feeling stuck when it comes to their people, processes, or culture. As a Fractional COO and People Ops strategist, I’ve helped dozens of early-stage companies move from chaos to clarity. In each episode, I break down what’s really going on behind hiring issues, burnout, team drama, and scaling fatigue — and show you how to fix it with practical systems, smart strategy, a ...
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Executive Recruitment and Search is our specialism we are a London based headhunting boutique covering the South East of the UK. EXEC CAPITAL is a boutique recruitment agency that specialises in connecting start-ups and businesses with senior management professionals. We take a tailored approach to our recruiting with a 1-on-1 experience where we help clients identify their management needs before starting the recruitment process. We’ll help identify and hire the perfect candidate to scale y ...
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PeopleAdmin is the leading provider of cloud-based talent management solutions for education and government. Its software enables customers to streamline the hiring process, onboard new employees, efficiently manage positions and employee performance, develop compliant and defensible audit trails, and utilize industry-leading reporting and data-driven predictive analytics.
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The Breakthrough Hiring Show: Recruiting and Talent Acquisition Conversations

James Mackey: Recruiting, Talent Acquisition, Hiring, SaaS, Tech, Startups, growth-stage, RPO, James Mackey, Diversity and Inclusion, HR, Human Resources, business, Retention Strategies, Onboarding Process, Recruitment Metrics, Job Boards, Social Media Re

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Welcome to The Breakthrough Hiring Show! We are on a mission to help leaders make hiring a competitive advantage. Join our host, James Mackey, and guests as they discuss various topics, with episodes ranging from high-level thought leadership to the tactical implementation of process and technology. You will learn how to: - Shift your team’s culture to a talent-first organization. - Develop a step-by-step guide to hiring and empowering top talent. - Leverage data, process, and technology to ...
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Welcome to the Recruiting Conversations Podcast, a conversation designed to help Recruiting Leaders who manage a team as well as recruit. Richard Milligan is a speaker, author, strategist, and recruiting coach who built 21 teams as a Recruiting Leader.
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We understand that attaining success in any field is a progressive process, one that demands a conscious commitment to the journey, process or path that leads to the success that is desired. This weekly podcast was created to help you cultivate the skills necessary to achieve your desired goals. Our aim is to spur you to action through the ever-inspiring, educative and informative content that we will be bringing to you. We excitedly welcome you to an ever-evolving journey to personal develo ...
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Barkly Pets Bi-Weekly Podcast

Barkly Pets Bi-Weekly Podcast

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Barkly Pets is an app-based dog walking service with the highest vetting, training, and safety standards. Every Barkly walker goes through a thorough onboarding process that includes hours of in-person training and vetting resulting in a community of the most reliable, trusted, and safety-focused professionals. This podcast will be used to share news, spotlight walkers and provide some education for our walking community. Our target audience is primarily dog walkers, but anyone who loves pet ...
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Managing HR operations is easy if done in the right manner. HR operations consist majorly of recruitment, onboarding, payroll management, performance management systems, labour law compliance etc. Given an unstructured HR function, managing these HR functions is a daunting task. But with the right policies, processes, checklists and MIS you can make your payroll service simple. How does this help? You can rely on the process and not the people managing it. This will reduce your dependence on ...
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LTC DON Chat

American Association of Post-Acute Care Nursing (AAPACN)

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The LTC DON Chat is a podcast brought to you by the American Association of Post-Acute Care Nursing (AAPACN). Our experts and guest speakers cover the hottest topics and breaking news in long-term care nurse leadership.
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Multi-Language AI Tools

Enterprise AI Automation

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Hire Workforce is transforming global recruitment with its cutting-edge Multi-Language AI Tools. Designed to break language barriers, these tools empower HR teams to connect, evaluate, and onboard top talent from around the world, regardless of native tongue. From real-time translation of applications to AI-driven multilingual interviews, Hire Workforce ensures seamless communication across 100+ languages. Their tools not only accelerate the hiring process but also enhance accuracy in candid ...
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The Human Side of Money

Brendan Frazier

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Are you ready to delve into the emotional side of money, enhance your practice, and forge deeper connections with your clients? The Human Side of Money Podcast offers actionable ideas and strategies to empower financial advisors with the skills needed to excel in understanding the behavioral aspects of finance. Join Chief Behavioral Officer Brendan Frazier as he shares invaluable insights, tips and strategies. Subscribe now to elevate your practice and client interactions!
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Outbound Sales Lift

Tyler Lindley

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Explore the human side of sales and business with host Tyler Lindley. Leaders in their field share a dose of inspiration through stories about life and business. Sales professionals provide tactical tips you can put into practice today. It all comes together to help you chart your path forward. Achieve your goals on your terms — get inspired by stories from extraordinary people, elevate your performance with the latest outbound tactics, and find the lift you need to take your career to the n ...
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Mastering the Business of Interior Design: Success by Design

Katie Decker-Erickson, Business Coach for Interior Designers

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As an interior designer, do you find yourself caught between your love for design and the realities of running a profitable business? Whether you're launching your firm or scaling to new heights, the business side of interior design can be complex—and often overwhelming. That’s where Katie Decker-Erickson comes in. As a business coach for interior designers and the founder of a multimillion-dollar design firm, she knows firsthand what it takes to build a thriving, sustainable business while ...
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In today’s fast-evolving digital landscape, every industry is embracing transformation — and Human Resources is no exception. In this episode, we explore how resourc humanes services are being redefined through cutting-edge technologies, automation, and AI-driven tools that streamline operations and bring efficiency to every aspect of HR. Gone are the days when HR was just about paperwork and hiring. Now, it’s about strategic planning, culture development, and workforce management. A modern ...
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The Managed Services space can be a challenging place to build a business. Tune in to hear industry experts talk about topics that are on the minds of MSPs in the Peer Groups. Our hosts come from working in the trenches at Managed Service Providers, and are active MSP Peer Group facilitators that have conversations with dozens of MSPs each month. Topics we will cover will include finance, pricing, sales, marketing, running the business, legal, and pretty much anything MSPs are talking about.
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The Aspiring Solopreneur

Joe Rando, Carly Ries

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*Formerly known as Solopreneur: The One-Person Business Podcast* Welcome to The Aspiring Solopreneur, the weekly podcast that dives deep into the world of solopreneurship. Join us as we bring you insightful interviews with industry experts and successful solopreneurs who have mastered the art of running their own businesses. Are you a solopreneur looking for guidance on how to attract clients? Or maybe you're searching for ways to stay motivated and overcome the challenges of working alone. ...
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If you’re a small business owner, business coach, or consultant looking to optimize your sales process, close more deals, and automate your client pipeline, "Pipeline Power: CRM Sales Systems for Business Owners" is the podcast for you. Join Mary Sue Dahill, a customer relationship management (CRM) expert and sales systems strategist, as she dives into the world of CRM-driven sales pipelines and automation. Mary Sue isn’t about generic business systems—she’s laser-focused on the tools and ta ...
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The Capital Stack

David Paul

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Early growth investor David Paul interviews the world’s greatest founders, operators, and investors. Get an insider’s look into the tech ecosystem, learn how to start and scale your own business, and find an edge in today's capital markets.
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School of Startups

Akeel Jabber | Horizen Capital

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Welcome to the School Of Startups, the place to come if you're thinking about starting your own business and want to learn from top quality content and the experiences of entrepreneurs who have already done it successfully.
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On DoD

Federal News Network | Hubbard Radio

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Federal News Network's deputy editor, Jared Serbu, speaks one-on-one and in depth with the people responsible for managing the inner workings of the federal government's largest department, and those who know it best.
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Real Job Talk

Liz Bronson & Kathleen Nelson Troyer

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Seasoned HR and recruiting consultants Liz and Kat help you navigate your career and get through your work day. Go beyond the employee manual for some real job talk!
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The CoinW referral code 3497957 is your key to getting started with some of the best rewards the platform offers. By entering this code during registration, new users can unlock a bonus of up to 1000 USDT and enjoy a 10% discount on all trading fees. These benefits provide an excellent foundation for your trading journey, whether you are just getting started with cryptocurrencies or are looking for a new platform to optimize your trading experience. In this detailed guide, we will explain ho ...
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App-solutely

Vermillion Sky

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Welcome to App-solutely, the ultimate podcast for anyone looking to create winning apps and dominate the app market! I'm your host, Ken Vermeille, CEO of Vermillion Sky and an expert in building and launching successful apps. With over 15 years of experience under my belt, I'll be sharing my insider tips and tricks to help you build and grow your own winning app. But that's not all! On App-solutely, we'll also be hearing from some of the brightest minds in the industry, including product man ...
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Cryptocurrency trading continues to evolve rapidly, and platforms like Weex are offering more than just a trading environment—they’re offering opportunities. One of the standout features of Weex is its highly rewarding referral system, which allows users to earn while they trade and share. By using the Weex referral code ”discount”, new users can unlock exclusive benefits including a $599 bonus and a 20% lifetime discount on trading fees. In this guide, we will break down what makes Weex uni ...
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If you are planning to start trading on Binance Futures, using a Binance Futures referral code can offer you significant advantages. The Binance Futures referral code ”K6O8CPLG” provides new users with a 10% discount on all futures trading fees and gives you the opportunity to earn up to $600 in welcome bonuses. This is an excellent way to start your trading journey with extra benefits, maximizing your initial deposits and reducing trading costs right from the beginning. What is Binance Futu ...
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If you have a product or a product idea and have ever wondered how to get it placed in a Major Big Box Retailer, “On The Shelf” is the show for you. Every week we tackle important subjects crucial to mounting a successful sales campaign into Big Box Retail. From timeframes to packaging to Pricing we cover it all. Using simple steps, information and instruction, On The Shelf will be your personal wholesale consultant. Presented by TLB Consulting, a concierge consulting company, who has over 2 ...
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Brand Doctor Podcast

Henry Kaminski Jr

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As a self-taught graphic designer and brand consultant, Henry has overcome all the odds to build a wildly successful multi-million-dollar business over the past decade. He has worked with a diverse range of business owners and professionals, including Jon Bon Jovi and Internet marketing expert Russell Brunson who has named Henry the "Million Dollar Designer." Ultimately, Henry is dedicated to helping small businesses grow and reach their goals through creative design, brand building which wi ...
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I asked ChatGPT what vendor onboarding professionals have been searching for in the past week – and one of the blaring results was how to onboard vendors faster. I have five tips to speed up the vendor process…. Keep listening. Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, …
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Customers signing up for new accounts and services can feel frustrated by the hoops they have to go through, assembling information and entering it in complicated, sometimes multiple forms, whether on paper or online. What they may not realize is that the process can be just as frustrating for the people working at financial institutions, or other …
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If every new hire feels like it hijacks your entire month, this episode is for you. Today on Recruiting Conversations, I walk you through how to create a structured onboarding system that removes you from the center without removing your presence. Because if you're still doing 90 percent of the onboarding work yourself, you're not just overwhelmed.…
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Ever wonder which tools and services you actually need as a solopreneur, and which ones are just shiny distractions? In this episode of The Aspiring Solopreneur, Carly and Joe revisit one of the most debated sections of their book, Solopreneur Business For Dummies: setting up your company’s tools and services. From creating rock-solid SOPs to knowi…
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Send Katie a Text Message!! What if one happy client didn’t just mean a beautiful portfolio photo — but also became the gateway to three more dream projects? That’s the power of a referral strategy for designers that actually works. In this episode, I'm sharing why most interior design referrals don’t happen by chance — and how to move beyond “word…
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Who doesn’t remember the Chili’s jingle—“I want my baby back, baby back, baby back…”? Or maybe you’ve seen the viral TikToks about Chili’s Triple Dipper. Chili’s is back in culture in a big way, and much of that credit goes to their Chief Marketing Officer, George Felix. George is one of today’s most dynamic marketing leaders. He started his career…
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Think of onboarding like a marriage: you don’t stop showing up once the vows (or the sale) are made. In this episode, they unpack why onboarding is the delight phase of the buyer’s journey, how to prevent buyer’s remorse, and the small but powerful touches that turn customers into lifelong fans (and evangelists). If you’ve ever wondered how to make…
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Too many leaders wake up one day successful on paper but disconnected from their purpose. In this episode of Recruiting Conversations, I walk you through how to reverse engineer your business and personal life to create outcomes that actually matter to you. This isn’t about hustle. It’s about building with clarity, protecting what matters, and crea…
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If you had to bet on one technology that will fundamentally reshape B2B marketing in the next five years what would it be, and would it have “agentic” and “AI” in the name? Agility requires not just reacting to technological advancements like agentic AI, but proactively experimenting with them and adapting your strategies based on real-world result…
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Sales doesn’t have to feel slimy or stressful. In fact, when you treat it as service, selling becomes a natural extension of helping people. In this episode, Carly and Joe break down the planning side of sales for solopreneurs, from understanding levels of touch to qualifying leads and nailing your quick pitch. If the thought of selling makes you c…
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Do you have a non-vendor team member performing the confirmation call? I don’t recommend that certain steps are put into place to reduce the potential for both internal and external fraud. What are they? Keep listening. Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best…
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In this LTC DON Chat podcast episode, Amy Stewart, MSN, RN, DNS-MT, QCP-MT, RAC-MT, RAC-MTA, chief nursing officer for AAPACN, and Denise Winzeler, BSN, RN, LNHA, DNS-MT, QCP-MT, director of education and certification strategy for AAPACN, discuss the importance of policy and procedure review in nursing homes, as well as steps the DNS can take to c…
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In this episode of Who Hired This Person?, host Kaitlyn Randall sits down with Alyssa Brown, Human Resources Manager at Twin Peaks. From starting as a server in 2016 to earning her master’s degree and rising into HR leadership, Alyssa brings firsthand insight into the unique hiring challenges of the restaurant industry. She shares candid stories ab…
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Send Katie a Text Message!! Scope creep: two little words that can drain your profits, stretch your timeline, and zap your energy if left unchecked. But here’s the twist—done right, scope creep can actually fuel your profit margins and strengthen client relationships. In this episode, I'm breaking down the sneaky ways scope creep shows up (and why …
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Fall is here, which means back to school, football season, crisp apples, and the world’s biggest blend of tech conference and music festival: Dreamforce. Now in its 22nd year, Dreamforce 2025 returns to San Francisco on October 14th to the 16th, featuring headline speakers like the CEOs of Google and Starbucks, plus musical guests Metallica and Ben…
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Winning more clients and creating a more client-centric planning experience requires a shift. A shift away from the numbers. A shift towards the human. In this episode, Tim Maurer, Chief Advisory Officer at Signature FD shares his insights on building a human-first approach to transform both your prospecting and your planning. Instead of relying on…
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My guest is Bill Nowicki. He is a former U.S. Navy submariner and nuclear power leader who has spent decades working in some of the most complex and high-stakes environments you can imagine. Bill is also a storyteller and podcast host. His show Submarine Sea Stories takes you deep below the surface into life aboard a submarine, while The Nuclear Le…
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After nine years of collaborating virtually, Carly and Joe finally met face-to-face at the INBOUND conference in San Francisco. The sessions were buzzing with AI talk, but Carly and Joe zeroed in on what really matters for solopreneurs: marketing strategy that puts people first. In this episode, they unpack why human connection is more powerful tha…
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Every leader has faced it. A team member is new, overwhelmed, or underperforming—and you don’t know what else to do. Motivation wears off fast. What they need isn’t more hype. What they need is structure. In this episode of Recruiting Conversations, I walk through how to build a Perfect Day and Perfect Week rhythm for any new or struggling team mem…
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Agility requires not only adapting to change but also anticipating it. This means understanding the evolving needs of your customers and the broader market landscape, and adjusting your strategies accordingly. Today, we're going to talk about navigating the complexities of marketing in the procurement services industry, especially in times of econo…
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Ever sat in an interview and realised within 5 minutes that the candidate doesn't match their CV?. You're not alone. That single, time-wasting problem is what sparked the creation of Wamly back in 2018. In this special episode of Solving the People Puzzle, Wamly founder Francois de Wet takes you through the entire journey—from a simple one-way vide…
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* In light of the INBOUND conference taking place right now, we decided to re-release the biggest takeaways from the 2024 event. While this episode was originally released last year, the information is still very relevant to solopreneurs now, so be sure to tune in! * HubSpot hosted their massive annual conference that covered the latest trends and …
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Tariffs are here and many vendor team members may be busier than ever with how they have caused changes in the vendor process. There may be additional validations involved in four areas… Keep listening. Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to pre…
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Send Katie a Text Message!! Every design project begins with excitement, but if you skip one crucial step, that excitement can quickly spiral into misunderstandings, scope creep, and profit loss. That step? Onboarding and expectation setting. In this episode, part of our Project to Profit series, I'm pulling back the curtain on why onboarding isn’t…
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This week, The CMO Podcast is serving up a rich and flavorful conversation as Jim sits down with Jessica Padula, Vice President of Marketing and Sustainability for Nespresso USA. Nespresso, part of Swiss-based Nestlé, started in the 1980s with one bold idea: that anyone should be able to brew a café-quality coffee at home. Fast forward to today, an…
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Why Misunderstandings Happen – And How to Avoid Them as a Leader Clear communication is the foundation of good leadership – but clarity is often assumed rather than achieved. In this episode, you’ll learn: Why “saying something clearly” doesn’t guarantee it will be understood. How the communication loop works – and where leaders go wrong. A simple …
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Now that we're halfway through the Solopreneur Success Cycles series we're doing leading up to the launch of our book, Solopreneur Business For Dummies, we wanted to re-release the first episode in the series that gives an overview of what it is, so that new listeners can be brought up to speed. It also serves as a good refresher for those who are …
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With customer centricity being top of mind, is the rush to automate and hyper-personalize making things better or is it making customers feel less connected to their favorite brands? Agility requires keeping the human elements of empathy and understanding visible and audible beneath growing layers of automation tools. Today we’re going to talk abou…
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Your brand is so much more than a logo and some colors—it’s your personality, your values, and the story you tell the world. In this episode of The Aspiring Solopreneur, Carly and Joe dive into what it really means to build a brand as a one-person business. From defining who you are (and who you aren’t) to crafting messaging that resonates, they’ll…
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Amid the rise of subscriptions and digital services, consumers are juggling more bills than ever. In fact, the average U.S. household now pays around 10 bills each month—a growing list that can be tricky to track and manage. While more consumers are turning to their financial institution for help managing these responsibilities, many banks have con…
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If you’re looking for a low-cost vendor validation step to deter fraud – I have one for you in today’s episode. Keep listening. Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to prevent fraudulent payments, regulatory fines or bad vendor data. Check out th…
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Send Katie a Text Message!! If you’ve ever said, “I gave a discount just to keep the client happy,” this episode of Success by Design is for you. In this week’s Projects to Profit series, I'm pulling back the curtain on one of the most common traps interior designers fall into: discounting. What feels like a quick win for keeping a client can harm …
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In this episode of Who Hired This Person?, host Kaitlyn sits down with Cheryl Davidson, Talent Acquisition Partner at Carol Search Partner. With nearly two decades of experience recruiting for top accounting firms and consulting with hiring managers across the U.S., Cheryl brings deep expertise on what it really takes to match the right talent with…
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In just the first half of the year, ACH payment volume grew by 5.5% on a daily average basis, reaching roughly 17.25 billion payments. The growth is even more pronounced in terms of dollar value, with the ACH Network processing $45 trillion in the first half of 2025—a 6.8% increase compared to the same period last year. In a recent PaymentsJournal …
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This week, we’re wrapping up the summer with the final episode recorded in the south of France at the Cannes Lions Festival of Creativity. Captured at Chez Vayner, this roundtable brings together three powerhouse leaders to explore how trust, courage, and community are driving the next wave of brand growth—and why the return of creative simplicity …
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Most Advisors rely on technical expertise (IQ). But when you work with human beings, IQ alone often isn’t enough. You have to combine IQ and EQ (Emotional Intelligence). Shannon Harris, Managing Partner at Ecclesiastes Wealth Partners, has developed an approach that blends IQ with EQ by delivering values-based advice designed to reshape every clien…
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Today we break down why AI doesn’t replace great leadership – but it brutally exposes average and slow leadership. I share the 3 biggest fears leaders have about AI, and shows how the reality is far more empowering. You’ll discover: Why AI is the “new electricity” for leadership. The most common leadership fears about AI – and what’s really true. 3…
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Most solopreneurs make the mistake of trying to serve everyone and end up standing out to no one. In this short and punchy episode of The Aspiring Solopreneur, Carly and Joe dive into one of the most overlooked steps in building a successful solo business: positioning. They break down why niching down isn’t limiting, but rather the key to charging …
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The digital nomad lifestyle that once symbolized freedom and the future of work is quietly declining. But here’s the truth: that decline could be hurting your business more than you realize. In this episode of HR Decoded, I dive into: Why digital nomadism is fading and what’s driving the decline The hidden costs businesses face when they eliminate …
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One of the most common questions I get from recruiting leaders in growth mode is this: Should I open up a new market with one great LO, or should I wait and launch with a full team? In this episode of Recruiting Conversations, I walk you through the risks, rewards, and right strategy behind both approaches. Whether you're eyeing a “C” market with o…
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