Best Nick Monk Podcasts (2025)

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Food Stamps to Financial Freedom w/ Yanely Espinal (Bestie Ep) #1013 56:40

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1d ago56:40

56:40

We’re joined today by Yanely Espinal, who is also known as MissBeHelpful in the online world of personal finance. Yanely was born in Brooklyn, she is a first generation daughter of immigrants, and even though she went to Brown University it didn’t take long for her to rack up over $20,000 in credit card debt. Academic performance doesn’t automatica…

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Biking is a Money & Life Hack (Bestie Ep) #1012 54:06

2d ago54:06

54:06

“Spend less than you make.” This is a maxim that is not only true but, if followed, will allow you to accomplish so many other goals that you might have in life. It’s a foundational concept. Similarly, we also think the same can be said for biking. Get this one thing right in your life- pedal your way to wherever you need to go, and so many other a…

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The Diminishing Returns of Frugality (Bestie Ep) #1011 54:43

5d ago54:43

54:43

Have you ever eaten so much dessert that you thought you might puke? Or maybe you find yourself at the end of a shopping spree with too many clothes in your closet than you could ever possibly wear? In both cases we’re talking about the diminishing marginal utility that we receive from each additional item we consume- the first cup of water after a…

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Life After Financial Independence w/ The Mad Fientist (Bestie Ep) #1010 49:10

7d ago49:10

49:10

We had the pleasure of sitting down with our friend Brandon Ganch, who is The Mad Fientist, while we were recently traveling in Scotland! Brandon started his career as a computer programmer but then quickly added blogger, podcaster, musician, and producer to his expanding list of pursuits and interests. This is a more casual conversation but listen…

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The Dirty Truth About Home Ownership (Bestie Ep) #1009 53:05

9d ago53:05

53:05

You’ve gotta wait 30 minutes to get back in the pool if you’ve eaten! Don’t pee in the pool- it’ll turn red! There are a lot of things we learned in childhood that we’ve likely discarded as false or at least irrelevant at this point. But there are probably some things we still believe because they were ingrained in our brain at an impressionable ag…

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The Final Flight 44:02

12d ago44:02

44:02

On the 2nd July 1937, Amelia Earhart and her navigator, Fred Noonan, took off from New Guinea on the final leg of their ground breaking round the world flight. They were never seen again... 88 years later, we take a look at the current hypotheses as to what could have happened. After all, an aircraft and 2 people cannot disappear... can they? Thank…

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Financial Pessimism Will Eat You Alive (Bestie Ep) #1008 51:12

12d ago51:12

51:12

Whether you saw some crazies doing it on TikTok or read about it in a fitness magazine, it seems like a lot of folks are giving ice baths a try. Evidently it’s supposed to be good for your health, but regardless, there are hordes of people who are intentionally soaking in ice cold water around the 55 degree range. Of course this goes completely cou…

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The Good Enough Job w/ Simone Stolzoff (Bestie Ep) #1007 55:05

14d ago55:05

55:05

“Work will always be work. Some people work doing what they love. Other people work so that they can do what they love when they’re not working. Neither is more noble.” This is a quote from Simone Stolzoff’s new book The Good Enough Job: Reclaiming Life From Work, that’s set to publish in a couple weeks. And regardless of where you fall on that spe…

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Money Gears: Ordering Your Money Decisions Properly (Bestie Ep) #1006 54:10

16d ago54:10

54:10

Over 1,000 years ago, somehow, the Vikings were able to sail from Norway to Greenland. Without relying on any special instruments or any rudimentary technology, they were even able to reach as far as North America! Evidently they relied on the polarization of the sky, whales or birds they came into contact with, and the color of the ocean- quite re…

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Financial Independence Exists on a Spectrum (Bestie Ep) #1005 50:15

19d ago50:15

50:15

Are you ‘credit card FI’ or are you ‘sabbatical FI?’ But maybe we’re getting ahead of ourselves… First, does anyone else remember the home run obsession back in 1998? In an attempt to beat the single-season record, home runs became the only metric that anyone watching baseball seemed to care about. But what’s interesting is that most MLB games aren…

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Use It Up, Wear It Out, Make It Do, or Do Without with Katy Wolk-Stanley (Bestie Ep) #1004 51:58

21d ago51:58

51:58

Everybody has heard of a consumer advocate before- someone who helps to make sure that individuals are getting the best deal possible. Or to make sure that the quality of the products is up to snuff. For instance think of Consumer Reports and the countless reporting and tests they perform on the different items we use as consumers. But you likely h…

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Butchering Your Grocery Bill (Bestie Ep) #1003 52:22

23d ago52:22

52:22

Do you know something that we’re all currently doing? Breathing. It’s something we rarely actively think about, but it turns out that there are ways to improve our technique- by breathing through our nose instead of our mouths, or by taking deeper slower breaths. Well we’re talking about another basic subject today: buying groceries. This elementar…

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Essential Habits For Financial Success (Bestie Ep) #1002 53:40

26d ago53:40

53:40

Close your eyes and think back to high school. No matter if those were the best years of your life or if you were more of a wallflower, you were likely told that you needed to get good grades- but why? Was it because you knew that you needed a particular GPA in order to get into a specific school? Maybe, but a lot of high schoolers just know that i…

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Solutions for Money Anxiety with Financial Therapist Lindsay Bryan-Podvin (Bestie Ep) #1001 57:10

28d ago57:10

57:10

There’s more to successfully handling your money than just figuring out the financial nuts and bolts. Money has emotional and psychological components to it as well, which is at the core of what our guest today focuses on. We’re happy to be joined by Lindsay Bryan-Podvin, who happens to be the first financial therapist in the state of Michigan. She…

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The Monmouth Rebellion 39:51

1M ago39:51

39:51

Rebellion and Retribution...It is the summer of 1685 and the Duke of Monmouth lands on the south coast of England. His mission? Take the English crown by force. James II is an unpopular Catholic King and the people of the West Country rally to Monmouth's cause. They are however untrained and poorly equipped. How will James II react to rebellion on …

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Ask HTM Anything! #1000 1:05:49

1M ago1:05:49

1:05:49

Join us as we celebrate our 1000th episode with an AMA!!! We are incredibly thankful and fortunate that we’re able to create a podcast for listeners who are looking to better their lives by improving how they handle their money. Of course at the core of the show are ways to earn, save, spend, and invest more effectively… all with a little bit of Jo…

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We're (mini) Retiring! w/ Jillian Johnsrud #999 58:51

1M ago58:51

58:51

*Special Episode Alert*... take a peek behind the curtain as we have an intimate, candid chat with our friend Jillian Johnsrud, a master of intentional career breaks and author of the upcoming book Retire Often (out in September). As we take a summer hiatus from new podcast episodes, we dive deep with Jillian into the art of stepping away from work…

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From Monk to Money Manager w/ Doug Lynam #998 51:15

1M ago51:15

51:15

Today’s guest, Doug Lynam, has lived an extraordinary life! From overcoming bankruptcy to achieving financial security, taking vows of poverty as a Benedictine monk to managing over $250 million in assets as a wealth advisor, and graduating top of his class as a Marine to spending 20 years in monastic life, Doug’s journey is as diverse as it is ins…

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Ask HTM - Road Trips with Old Cars, Steps to Combining Finances, & When to Drop Escrow #997 51:31

1M ago51:31

51:31

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

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Friday Flight - Dumpster Diving, Insurance Dodging, & Pudgy Penguins #996 40:48

1M ago40:48

40:48

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

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The Power of Cash w/ Jay Zagorsky #995 51:27

1M ago51:27

51:27

Will our guest today convince us to ditch digital payments?! Listen to find out! Because here’s something that we hear all the time: “You can just Zelle me” or “Venmo me!”. It’s sort of like “I’ll just Uber to the airport” – once a company name has become a verb, is it possible to decouple it from culture? And of course the fact that they’re incred…

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The Mysteries Of Skara Brae 39:51

1M ago39:51

39:51

In 1850, a storm peels back the sand and uncovers a complete Neolithic village in the Orkney Islands. This is Skara Brae, and the level of technological and cultural sophistication discovered here will astound you. Intricately carved stone objects including beds and furniture, highly decorated stone balls, jewellery, gaming dice - this is an advanc…

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Ask HTM - Teenage Homebuyers, Best Type of Life Insurance, & Making Easy Money with Securities Lending #994 51:41

1M ago51:41

51:41

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

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Friday Flight - Unemployment Uptick, Ridiculous Returns & The 4% Rule Debunked #993 38:22

2M ago38:22

38:22

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

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No New Things w/ Ashlee Piper #992 56:26

2M ago56:26

56:26

I’m pretty sure everyone listening will want to either get out of debt, reduce the amount of clutter in their life, crush other financial goals, become healthier and happier… OR, why even choose? Why not select: d - all of the above?! That’s because that was the outcome of our guest today, Ashlee Piper, who documented her journey in her new book No…

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Ask HTM - Early Retirement Target Date Funds, Frugal Personal Hygiene, & Coercive House Painting #991 51:27

2M ago51:27

51:27

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

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Friday Flight - TACO Trading, Pointless Points, & Millionaire Renters #990 34:17

2M ago34:17

34:17

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

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Pharmacist to Full Time Real Estate Investor w/ Ryan Chaw #989 55:51

2M ago55:51

55:51

Newer listeners may not realize how OBSESSED with investing in real estate we were back in the day. In fact, when we were batting around ideas for a podcast, we initially thought it might be focused only on real estate... Luckily we zoomed out enough to cover personal finance more broadly. And it’s not that we’re not excited about rentals anymore, …

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Ask HTM - Buying a Used Mattress, Best Use of an Inheritance, & Disqualified from a Roth #988 50:36

2M ago50:36

50:36

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

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Witchcraft - The Last Executions 24:17

2M ago24:17

24:17

These were dark days indeed...the persecution of mostly women during a period of time in our history made infamous by the Witch Trails. Religious fever and superstition were at their peak, but who were the last unfortunate souls to suffer a fate reserved for witches.. Thank you for listening to our podcast. We really do appreciate your time spent w…

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Friday Flight - Credit Crunch, MAGA Money, & Gas Gouging #987 36:13

2M ago36:13

36:13

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

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Impoverished Upbringing to Money Monster w/ Listener Nick Gangwer #986 53:10

2M ago53:10

53:10

We’re trying something completely new for our episode today: we’re hearing from a listener. Not in the form of a question submitted via voice memo, but we’re actually sitting down and having a ‘real money’ conversation, with Nick Gangwer. We met Nick at a listener hang about a year ago and his personal story and the proactive steps that he had take…

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Ask HTM - Special Roth Accounts, Investing During A Sabbatical, & Reverse Mortgages #985 51:28

2M ago51:28

51:28

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

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Friday Flight - Streaming Sports, Trade-In Tradeoffs & AI Lies #984 36:53

2M ago36:53

36:53

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

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Practical AND Beautiful Investing Advice w/ Callie Cox #983 56:40

2M ago56:40

56:40

What it means to have a practical and beautiful portfolio. How recent policy decisions have roiled the stock market. Right-sizing your risk tolerance… These are just a few of the topics we discuss with our guest Callie Cox who is a part of the Ritholtz Wealth Management team. She is also the author of OptimistiCallie, her newsletter where she seeks…

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The Brutal Demise of the Last Abbott of Glastonbury Abbey 23:48

2M ago23:48

23:48

In the land of legend and folklore, in the midst of the Somerset Levels, lies the ruins of Glastonbury Abbey. Once a mighty powerhouse of religious teaching and unbelieveable wealth, Glastonbury Abbey was led by the pious and devoted Abbott Richard Whiting. How then, in the mid 16th century, did Glastonbury Abbey fall into ruin and the aged Abbott …

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Ask HTM - Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save #982 52:42

2M ago52:42

52:42

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

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Friday Flight - Paper Wealth, Target Date Trends, & Bye Bye Buffett #981 36:01

3M ago36:01

36:01

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

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Creating a Post-Layoff Action Plan w/ Marlo Lyons #980 54:54

3M ago54:54

54:54

Gone are the days of constantly job hopping in order to rapidly boost your salary! Remember when perusing new job listings during your lunch break while WFH led to a 10-30% pay bump?! Now, with the uncertainty we’re experiencing in the overall market, it’s not just the new hires who are a bit nervous about hanging onto their jobs. Even government w…

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Ask HTM - Pro Help to Break the Paycheck to Paycheck Cycle, Down Payment Money Market Accounts, and Viable Student Loan Forgiveness Plans #979 45:33

3M ago45:33

45:33

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

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1607 Tsunami 29:25

3M ago29:25

29:25

Imagine giant waves crashing over the top of your house coming at you out of nowhere and advancing faster than you can run. We all hope that we ever encounter such a terrifying scene...but this did happen in the UK only a few hundred years ago. Was it a tsunami though...? Thank you for listening to our podcast. We really do appreciate your time spe…

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Friday Flight - Thrifty Trucks, Pricey Parking, & Soaring Secondary Costs #978 34:36

3M ago34:36

34:36

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

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Student Loan Shakeup w/ Travis Hornsby #977 59:33

3M ago59:33

59:33

The Feds are cracking down on defaulted student loans! According to the new US Education Secretary, it’s time for student borrowers with federal loans to begin making payments. The clock is ticking and May 5th is the date that nearly 2 million borrowers are going to be moved into repayment plans and collections will begin for loans that are in defa…

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Jay's Grave 17:38

3M ago17:38

17:38

What is the story behind the grave beside a small lane in the depths of the beautiful and mysterious landscape of Dartmoor? Who was Jay and why are they buried here? Join the Mysteries of History as together, we will discover the sad story of Jay and delve into the philosophy of 18th century religious doctrine. Thank you for listening to our podcas…

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Ask HTM - Student Loans vs Investing, Best Cell Service While Abroad, & the Role of Faith in Our Finances #976 47:52

3M ago47:52

47:52

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

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Friday Flight - Debt Defaults, VIP Investments, & Regretful Retirees #975 36:30

3M ago36:30

36:30

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

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The Cheap Travel Truth w/ Scott Keyes #974 54:28

3M ago54:28

54:28

Who doesn’t wish that they were currently listening to this episode while lounging at the beach, on a European adventure, or even completely off the grid hiking somewhere amazing?! Of course we all want to do that but c’mon, it’s too expensive! That is the unfortunate excuse that we give ourselves for why we don’t travel as much as we’d like, but o…

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Ask HTM Special Edition: Tariffs, Market Volatility, & How It All Impacts You #973 58:00

3M ago58:00

58:00

Let’s dive into the week with some fresh listener questions we have lined up for you on this Special Tariffs Edition of Ask HTM (more on that further down). But don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step gui…

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Friday Flight - Panic Pre-Purchasing, Un-Trustworthy TikTok Trends, & “Recession Hair” #972 33:40

3M ago33:40

33:40

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

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Economic Cheat Codes for Everyday Life w/ Daryl Fairweather #971 50:01

3M ago50:01

50:01

We’re joined by the Chief Economist at Redfin, Daryl Fairweather, so you know we’re talking about the current state of the real estate market today. But before she was knee-deep in housing data Daryl was the senior economist at Amazon, and before that she was a researcher at the Federal Reserve Bank of Boston which is when she was working with Frea…