Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living ...
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How do you disagree with substance, respect, and a spot of laughter? Is it possible for deep difference to be the uncanny glue of a free society, and not the spark for its conflagration? What does good-faith persuasion look like anymore? Zealots at the Gate from Comment explores these questions through the friendship of two men: Muslim political thinker Shadi Hamid and Christian theologian Matthew Kaemingk. Through frank, unapologetic dialogue interrogating the future of democracy and the ro ...
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Practical AND Beautiful Investing Advice w/ Callie Cox #983
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56:40What it means to have a practical and beautiful portfolio. How recent policy decisions have roiled the stock market. Right-sizing your risk tolerance… These are just a few of the topics we discuss with our guest Callie Cox who is a part of the Ritholtz Wealth Management team. She is also the author of OptimistiCallie, her newsletter where she seeks…
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Ask HTM - Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save #982
52:42
52:42
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52:42Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Paper Wealth, Target Date Trends, & Bye Bye Buffett #981
36:01
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36:01Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Creating a Post-Layoff Action Plan w/ Marlo Lyons #980
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54:54
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54:54Gone are the days of constantly job hopping in order to rapidly boost your salary! Remember when perusing new job listings during your lunch break while WFH led to a 10-30% pay bump?! Now, with the uncertainty we’re experiencing in the overall market, it’s not just the new hires who are a bit nervous about hanging onto their jobs. Even government w…
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Ask HTM - Pro Help to Break the Paycheck to Paycheck Cycle, Down Payment Money Market Accounts, and Viable Student Loan Forgiveness Plans #979
45:33
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45:33Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Thrifty Trucks, Pricey Parking, & Soaring Secondary Costs #978
34:36
34:36
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34:36Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Student Loan Shakeup w/ Travis Hornsby #977
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59:33
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59:33The Feds are cracking down on defaulted student loans! According to the new US Education Secretary, it’s time for student borrowers with federal loans to begin making payments. The clock is ticking and May 5th is the date that nearly 2 million borrowers are going to be moved into repayment plans and collections will begin for loans that are in defa…
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Ask HTM - Student Loans vs Investing, Best Cell Service While Abroad, & the Role of Faith in Our Finances #976
47:52
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47:52Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Debt Defaults, VIP Investments, & Regretful Retirees #975
36:30
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36:30Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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What Mormonism Reveals About America
1:16:04
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1:16:04The Mormon faith is deeply American in just about every way, and yet Mormons have never quite been accepted in America. Why? What is it like to be a Mormon in America? How do Mormons navigate American politics? Many of them voted for Trump, but do they like him? Join us as we talk with Matthew Bowman, the Howard W. Hunter Chair of Mormon Studies at…
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The Cheap Travel Truth w/ Scott Keyes #974
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54:28Who doesn’t wish that they were currently listening to this episode while lounging at the beach, on a European adventure, or even completely off the grid hiking somewhere amazing?! Of course we all want to do that but c’mon, it’s too expensive! That is the unfortunate excuse that we give ourselves for why we don’t travel as much as we’d like, but o…
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Ask HTM Special Edition: Tariffs, Market Volatility, & How It All Impacts You #973
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58:00Let’s dive into the week with some fresh listener questions we have lined up for you on this Special Tariffs Edition of Ask HTM (more on that further down). But don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step gui…
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Friday Flight - Panic Pre-Purchasing, Un-Trustworthy TikTok Trends, & “Recession Hair” #972
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33:40Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Economic Cheat Codes for Everyday Life w/ Daryl Fairweather #971
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50:01We’re joined by the Chief Economist at Redfin, Daryl Fairweather, so you know we’re talking about the current state of the real estate market today. But before she was knee-deep in housing data Daryl was the senior economist at Amazon, and before that she was a researcher at the Federal Reserve Bank of Boston which is when she was working with Frea…
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Ask HTM - Paying for DeleteMe, Investing like the Ivies, and When a New Car Makes Sense #970
46:20
46:20
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46:20Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Forging Financial Flexibility in an Uneasy Economy (Bestie) #969
48:04
48:04
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48:04Flexibility is a characteristic that will serve you well! This reminded Joel of his summer beach trip with his family to Tybee Island. Shortly after they left, there was a massive swarm of jellyfish that meant beachgoers couldn’t even get in the water. Lifeguards treated around 300 visitors for jellyfish stings in a single weekend. And while that w…
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Banking on Bitcoin w/ Natalie Brunell #968
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52:23Whether it’s too late to get in on BTC, hackers targeting crypto, what a Federal Bitcoin Reserve means for the price of BTC… these are just a few of the topics we get into today with our guest, Natalie Brunell. When we occasionally talk about Bitcoin, it’s typically within the context of investing, and even then our approach is for it to be a relat…
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Ask HTM - Deciding How Much ‘Fun $’, Prepping for Long Term Care, & Doubling Down on Employer Retirement Accounts #967
50:12
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50:12Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Tax Tips, Wage Deflation, & Liberated From Low Prices #966
34:58
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34:58Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Trustworthy Tax Advice w/ Jasmine DiLucci #965
50:26
50:26
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50:26Imagine a scenario where you purchase pretty much whatever you want at the grocery store, you frequently go out to eat, and on top of that you always buy drinks for friends- no questions asked. That’s about what it would take to get food spending up to around 15% of average household income… but that sounds a bit insane! Most folks shop for sales, …
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Ask HTM - Budgeting for Housing Splurges, ChatGPT for Your Savings, & Churning Free Gym Trials #964
49:43
49:43
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49:43Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Education Evisceration, BNPL Burgers, & Torched Teslas #963
31:05
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31:05Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Getting the Job You Want w/ Madeline Mann #962
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52:34Today on the podcast we’re joined by Madeline Mann who is an HR and recruiting leader and is also the author of Reverse the Search which hits the shelves on April 1st. Madeline spun her insider knowledge of the hiring process into an award-winning career coaching empire, called Self Made Millennial, where she has reached millions of folks. Through …
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Ask HTM - Responding to a Rental App Denial, Crummy 529 Plans, and Buying Land as an Investment for Family #961
52:14
52:14
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52:14Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Appealing ARMs, Iterating Investments, & College Cost Cuts #960
36:08
36:08
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36:08Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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1
What the Hell? The Fate of Non-Muslims
1:06:17
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1:06:17Are you afraid of hell? Do you know who’s going there? We know that our beliefs about the afterlife can often influence the ways in which we treat so-called insiders and outsiders. What we think about hell can even influence our political action in society. Join us as we talk with Mohammad Hassan Khalil, author of Islam and the Fate of Others, who …
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Make More Money, Do More Good w/ Derrick Kinney #959
51:31
51:31
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51:31We argue that money itself isn’t a good or bad thing, it’s not holy or evil, but we do think it comes down to what you do with it that makes the world a better or worse place. That message is also at the heart of Derrick Kinney’s best-selling book “Good Money Revolution”... what are you doing with your money, what actions are you taking? That’s at …
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Ask HTM - Mass Government Layoff Triage, If Declining Rental Income Is Still Worth It, and Generating Passive Income #958
53:18
53:18
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53:18Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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1
Friday Flight - Tariff Tantrum, Southwest Succumbs, & The Greatest Grocers #957
34:46
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34:46Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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1
Cultivating a Wealthy Mindset w/ Shang Saavedra #956
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52:40Living on one partner’s income, stepping away from corporate America, firing up a serious side hustle… these are just a few of the topics we’re discussing with our guest today. Shang Saavedra is a financial coach, founder of the site Save My Cents, and now author of the new book “Wealth is a Mindset.” Shang lives at the intersection of mental healt…
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Ask HTM - Finding Travel Deals, 401k Match Changes, and Our Take on Long Term Disability #955
53:00
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53:00Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Student Loan Shakeup, Doom Spending, and the Mounting Mini-Stagcession #954
37:03
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37:03Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Launching an Offbeat and Sustainable Business w/ Jason Zook #953
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58:55
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58:55“Solve a problem for people in an interesting way” and “There’s not one way to do business”... those are just a couple quotes from our conversation with Jason Zook. Our goal for this episode is for you to finish listening, and to be completely inspired to start your own small business. Unfortunately, there can be this aura around starting an “offic…
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Ask HTM - Cashback vs Travel Points, Letting a Brokerage Cook, and the Right Way to buy a First Home #952
52:31
52:31
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52:31Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Brainless Borrowing, DOGE Dividends, & Abroad on a Budget #951
34:27
34:27
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34:27Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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The Seven Deadly Sins in our Divided Age
1:14:50
1:14:50
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1:14:50The seven deadly sins aren’t just a relic of the past—they continue to shape the way we live, lead, and engage with one another. In this episode, Elizabeth Oldfield, a Comment contributing editor and breakout author from the UK, explores how these enduring vices influence our divided age. Her new book, Fully Alive: Tending to the Soul in Turbulent …
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Navigating the Insane Insurance System w/ Consumer Reports' Lisa Gill #950
52:48
52:48
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52:48The price of gas, the price of eggs and milk- these are the kinds of expenses that we’re very sensitive to as consumers because of how frequently we make these purchases. And don’t forget visibility of course with the price per gallon essentially plastered on electronic billboards we consistently drive past! But the cost of insurance feels like the…
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Ask HTM - Is Direct Indexing Worth It, Sticky Cosigning Situations, & Kiddos With Credit Or Debit #949
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47:04Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Federal Layoffs, Renting Roosters, & VOO FTW! #948
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34:48
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34:48Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Breaking the Hidden Barriers to Financial Freedom w/ Jessica Moorhouse #947
52:28
52:28
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52:28We’re joined today by Jessica Moorhouse who started out as a blogger, looking for a creative outlet and way to hold herself accountable, and is now a financial counselor, speaker, and host of her own podcast- More Money. She is also the author of the new book, “Everything But Money: The Hidden Barriers Between You and Financial Freedom”. Jessica is…
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Ask HTM - Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit Cards #946
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54:02
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54:02Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Purging Pennies, Financial Fights & Phantom Wealth #945
35:32
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35:32Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Tariffs, DOGE, and Your Money w/ Noahpinion #944
56:33
56:33
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56:33We’re not burying the lede on this episode- we’re talking about the most pressing policies in government today and how they’re likely to impact our personal finances! One of the benefits of hosting your own podcast is that you have the opportunity to speak with some amazing folks who are much smarter than you- and that is definitely the case today.…
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Ask HTM - Parlaying Real Estate Equity into Stocks, FIRE Recommendations, & Unloading a Car with a Loan #943
46:23
46:23
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46:23Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Trump’s Tariff Tussle, Paying Egg-stra, & Don’t Buy the Dip! #942
31:39
31:39
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31:39Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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The Tao of Warren Buffett w/ David Clark #941
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47:48
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47:48You don’t need to be a personal finance and investing nerd to know that Warren Buffett is the GOAT. When it comes to investing, he’s the greatest of all time. Which is why we’re so pumped to be speaking with David Clark about The New Tao of Warren Buffett that he co-authored with Mary Buffett, which is a collection of some of the wisdom that Warren…
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Ask HTM - Covering Expensive Childcare, Fidelity Fees, & Frugal or Cheap Car Tires #940
54:15
54:15
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54:15Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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Friday Flight - Cheap Chinese AI, Free Tax Filing, & Outpacing Inflation #939
36:28
36:28
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36:28Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Outside of the Box Passive Income Ideas w/ Mr. Passive #938
57:36
57:36
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57:36Vending machines are the future! That’s what Mr. Passive says, and by the way, we’re not talking about your grandpa’s vending machines full of chips and Cokes. Instead, think of eggs, some olive oil, whatever items you might be looking for in a pinch. We’re joined by Mike Hoffmann who is better known as Mr. Passive, and he is on a mission to teach …
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Ask HTM - Diversifying to FI, Upside Down on an RV, & Extreme Lengths to Buy a Home #937
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49:53Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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